Credit card ATM cash withdrawal belongs to credit card cash withdrawal, and it does not enjoy interest-free period, and it is subject to cash handling fee and interest.
Generally, the handling fee for cash withdrawal is charged at 1% of the cash withdrawal amount. From the date of cash withdrawal to the date of repayment, interest of 0.05% is charged every day, with compound interest on a monthly basis.
Extended data:
Credit card withdrawal is different from credit card withdrawal. Cash withdrawal by credit card is one of the inherent functions of credit card itself. Cardholders can withdraw cash from the bank by credit card. Credit card withdrawal mainly includes overdraft withdrawal and overpayment withdrawal.
You need to pay interest for overdraft cash withdrawal, and the interest will be calculated from the day you withdraw cash, while the overpayment cash withdrawal does not require interest, only a part of the handling fee, depending on the bank's regulations.
It should be noted that all the bank cards under the Visa International Credit Card Organization are marked with Visa El Cron Interlink Plus Visa Cash, in which Visa's credit cards can be cashed, ElecronVisa's debit cards can be cashed, and Plus Visa's withdrawal cards can only be cashed, but not overdrawn. InterlinkVisa's online transfer card can be cashed now.
References:
Baidu encyclopedia-cash withdrawal by credit card