Hello, if it refers to the China Merchants Bank credit card, the limit will be comprehensively assessed based on the information attached when you applied and your specific situation during the initial review. Please refer to the review results for the specific limit. The credit limit (fixed limit) of our bank's credit card starts from ￥1,000 yuan or its equivalent in U.S. dollars, and the upper limit is ￥50,000 yuan or its equivalent in U.S. dollars. Under normal circumstances, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan. The limit of a platinum card is generally a fixed limit of RMB 50,000 plus a temporary limit that is automatically adjusted for you every month. At that time, you can use the combined limit of the two parts for swiping the card for consumption.

If you need to increase the limit:

(1) If you need to increase the temporary limit, when your fixed limit cannot meet your consumption needs, you can apply for a temporary limit from our bank. After approval, Effective immediately. The temporary quota is valid for a certain period of time, and will automatically revert to the original quota after the period is exceeded. After the temporary limit expires, the used temporary limit (the portion exceeding the fixed limit) does not enjoy the revolving credit facility and will be included in the minimum payment amount of the latest bill and must be paid off in one lump sum on the due payment date.

Application method:

It is first recommended that you use "China Merchants Bank Credit Card Official WeChat" to apply for a temporary limit anytime and anywhere! Scan the QR code above on WeChat to apply immediately: /CusService/Knowledge.aspx?guid=202812e4-6e5b-486f-94e0-0705ad0d431c

You can also log in to credit card online banking and click "Account Management ” → “Account Limit Management” → “Temporary Limit Adjustment”.

You can log in to Mobile Life and apply for an increase in the temporary limit.

You can also apply by voice call. After calling the credit card service hotline to verify your identity, press 2 to enter "Limit Inquiry and Adjustment", and then press 3 to enter "Limit Adjustment Application".

(2) If the fixed limit needs to be increased, our bank will increase the fixed limit from time to time for cardholders with good card usage records. Cardholders can also apply to increase the fixed limit on their own, and our bank will review their card usage such as consumption and repayment to determine whether to increase the fixed limit.

Application method: Log in to credit card online banking and click "Account Management" → "Account Limit Management" → "Fixed Limit Adjustment".

You can log in to Mobile Life and apply to increase the fixed limit.

You can also apply by voice call. After calling the credit card service hotline to verify your identity, press 2 to enter "Amount Inquiry and Adjustment", and then press 3 to enter "Application for Limit Adjustment".

There is no fixed time limit for quota adjustment. The details will be subject to the review results. I wish you success in increasing your quota!

If you have any questions about other China Merchants Bank credit cards, please search 4008205555 in QQ corporate friends and add China Merchants Bank Credit Card Center as a friend; or search the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!