If you want to apply for a mortgage, you need to calculate the monthly credit card installment+installment+mortgage repayment. For example, if the three add up to 5000, your income certificate needs to exceed 1 000. As long as the income is more than twice your monthly fixed expenditure, then the mortgage will definitely pass! Of course, the premise is that those stages cannot be overdue!

I hope you can buy a house smoothly!