The final repayment date of CCB credit card is the 20th day after the bill date. Your credit card billing date is 2 1 (fixed), which means

Generate a bill 1 1.2 1, and record the transactions in the period of10.22-1.21,and the final repayment date is1/kloc.

The bill 12.2 1 was generated, and the transactions in the period of1.22-12.2 1 were recorded. The final repayment date was12.21.

And so on.

Obviously, 1 1.2 1 has the shortest interest-free period of 20 days (1 1 brush,12.1return). It should be noted that credit card consumption has an interest-free period, while cash withdrawal has no interest-free period.

There are two repayment amounts on the credit card bill for the cardholder to choose: full repayment and minimum repayment.

Repay in full before the final repayment date, without interest and without affecting the credit history (so-called interest-free period); If the repayment is made according to the minimum amount before the final repayment date, interest will be charged, and the credit history will not be affected; Even if the minimum repayment amount before the final repayment date is not enough, not only interest will be charged, but also late fees will be charged, which will affect the credit record.