Which type of Agricultural Bank of China credit card is better

There are four types of Agricultural Bank of China EMV Gold Card, Agricultural Bank of China Anbang Car Owners Credit Card, Agricultural Bank of China Upgraded Beautiful Mom Credit Card, and Agricultural Bank of China Golden Harvest QQ Co-branded Card Credit cards are good.

1. Agricultural Bank of China EMV Gold Card: This gold card can be used for global payments, and is free of annual fees and currency exchange fees. It can also enjoy benefits such as cash rebates for overseas purchases and miles for overseas purchases.

2. Agricultural Bank of China Anbang Car Owners Credit Card: This credit card is specially designed for customers who own cars. You can purchase Anbang car insurance and enjoy a discount of up to 15% off.

3. Agricultural Bank of China upgrades the Pretty Mom Credit Card: This is a credit card exclusively for women. You can enjoy a 20% discount when redeeming points for gifts, and the application threshold is low.

4. Agricultural Bank of China Golden Harvest QQ Co-branded Card: This is the first online chip card in the country, providing credit and electronic cash functions, with no annual fee for life, and you can also enjoy Tenpay membership Redeem benefits and Tencent points.

What kind of credit card is good for Agricultural Bank of China?

As follows:

1. Agricultural Bank of China Youranbai

Features: Agricultural Bank of China Youranbai is the most popular credit card of Agricultural Bank of China. One of the most popular credit cards, although the limit is not particularly high, you can apply for a high-limit Platinum card with the card. The annual fee is waived in the first year, and the annual fee for the next year is waived if you swipe the card 12 times. There are many benefits, and the good ones include: 1 yuan airport parking, pick-up and drop-off services, two-for-one stays in high-end hotels, global travel and medical rescue services, etc.

2. Agricultural Bank of China upgrades the Pretty Mom Credit Card

Features: Exclusively for women, 20% off when redeeming points for gifts. On the online shopping platform, you can enjoy full discounts on purchases such as Lv Mama and Kid King, focusing on special offers on maternal and infant products, early childhood education, etc.

Another feature of this card is that the threshold is low and it is easy to get the card. Moms can get one.

3. Agricultural Bank of China Golden Harvest QQ Co-branded Card

Features: It is the country’s first network chip card and the first WeChat electronic credit card, which can provide credit and electronic cash. Function. There is no annual fee for life, it supports electronic cash applications, and can realize financial IC card functions such as offline small-amount payments. Since it is a co-branded card with QQ, you can also enjoy Tenpay membership benefits and redeem Tencent gifts.

4. Agricultural Bank of China EMV Gold Card

Features: This is a magical card for foreign shopping that can be paid worldwide. It is mainly famous for its annual fee exemption and currency exchange fee. Currency exchange generally charges 1% to 1.5% handling fee. You can save a lot by using this card. In addition, there are also benefits such as cash rebates for overseas purchases, global visas, and miles for overseas purchases.

5. Agricultural Anbang Car Owners Credit Card

Features: Tailored for car owners, cardholders can enjoy a minimum 15% discount when purchasing Anbang phone car insurance, limited to commercial insurance. After purchasing car insurance, the gas station will swipe the card to refuel with a monthly subsidy of 6%, and the cumulative amount shall not exceed 12% of the car insurance premium. Free rescue services, free nitrogen filling, free testing, etc.

Golden Harvest Credit Card is based on creating new life and new experiences for cardholders, and aims to become the most trusted credit card brand for cardholders.

Golden Harvest Credit Card focuses on innovation. According to different customer groups, it has successively launched standard series cards, official business card series, platinum cards and a variety of regional co-branded cards, special cards and other series of products to lead different customers. group needs. In addition to providing a series of considerate services such as temporary limit increase at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely SMS notification, consumption password selection, emergency assistance, and multiple repayment methods. Combining the advantages of outlets throughout urban and rural areas, network advantages and product advantages to form powerful functional advantages.

Which Agricultural Bank of China credit card is better?

The first kind of Agricultural Bank of China’s Beautiful Mom Credit Card is available, with exclusive points redeemable for gifts at a 20% discount. Purchase on JD.com, Yihaodian, and Dangdang.com, and pay online through UnionPay, with an instant discount of 30 yuan for purchases over 599 yuan. , Pizza Hut Happy Restaurant gets 40% off for purchases over 100.

The second Agricultural Bank of China Anbang car owner credit card, the gold card, enjoys a 6% monthly fuel subsidy, three free rescue services throughout the year, and a minimum 15% discount on commercial insurance included in Anbang phone car insurance. .

The third type of Agricultural Bank of China Golden Harvest Ctrip Travel Credit Card is a general card. You can become a VIP member of Ctrip.com for free. You can receive high-value aviation accident insurance when purchasing tickets, and enjoy exclusive hotel discounts, air ticket discounts, and vacation discounts.

1. When applying for a card for the first time, please pay attention to the following:

1. Choose a credit card that suits you.

General office workers only need to apply for ordinary credit cards if they only have daily food, drink and fun activities. You can choose some card-issuing banks that have more daily food, drink and fun activities, such as China Merchants Bank, Shanghai Pudong Development Bank, CITIC and Bank of Communications. If you travel a lot for business, you can apply for an airline mileage credit card, accumulate miles by spending points, and redeem the miles for air tickets.

2. Fill in the application form correctly.

The more controversial aspect of the application form is filling in the landline phone number. Those who do not have a landline phone can listen to the landline phone number at the front desk of the unit where they are filled in. Fill in your income, home address, ID number, mobile phone number, etc. truthfully.

3. Be knowledgeable about the application progress when checking.

It is recommended to inquire through the official WeChat ID. Note the billing date and final payment date. Set the monthly repayment time, and it is best to repay within 3 days before the final payment date.

4. Do not set a QQ email address for your billing email address.

The author has seen that many cardholders have their billing mailboxes set up as QQ mailboxes. It is suggested that it is best to apply for a dedicated credit card billing mailbox. Will use credit card interest-free period business. People who know how to take advantage of the interest-free period of credit cards are considered good card users. The interest-free period of credit cards is generally the shortest of 18 days and the longest of 56 days. Generally, if you swipe your card one day before the billing date, you can only enjoy the shortest interest-free period. If you swipe your card after the bill is issued, you can enjoy the longest interest-free period.

6. Go to a bank branch to apply for a credit card.

Try to go to a bank branch to apply for a credit card. You can also apply through the bank's official website or the IAika website or APP. It is best not to apply for a card on the roadside or if someone calls and pretends to be a bank employee to invite you to apply for a card. Also, don’t trust anyone who promises you that you can apply for a large credit card.

Which is the best Agricultural Bank of China credit card?

1. Industrial Bank: The threshold for applying for a card from Industrial Bank is relatively low. It is easier to apply for a card through Alipay, but it generally requires Sesame points. You can apply if you have a score of 620 or above. As for card selection, I would like to introduce you to apply for Industrial Bank pass credit card and Industrial Taobao credit card. Generally, the review results will be available as soon as 5 minutes after submitting the application. In the case of good credit, the review pass rate is said to be over 90%.

2. Everbright Bank: For Alipay users with a Sesame score of 620 or above, it is easier to apply for an Everbright credit card on Alipay. Many cardholders reported that they can be approved in seconds. Of course, you still need to choose the right card type in advance. . It is recommended that you apply for the Everbright Duck-themed credit card. This credit card is said to be the easiest card to be approved in seconds by China Everbright Bank. However, it should be noted that online Shen Everbright Bank requires an interview before the card can be issued.

3. Minsheng Bank: Minsheng Bank has cooperated with Alipay to apply for cards very early. Generally, if there is no problem with the credit report, the Sesame score of 600 or more can be approved in seconds, especially now that it is approaching It’s the end of the year, and the card approval rate remains high. In terms of card selection, female friends can apply for the Minsheng Women's Flower Credit Card, and car owners can apply for the Minsheng Car Credit Card. In addition, Minsheng Baidu Takeout Co-branded Credit Card, Minsheng.com Tesco Installment Credit Card, etc. are also relatively easy to purchase.

4. GF Zhenqing Credit Card: GF Zhenqing Credit Card is a women’s card launched by China Guangfa Bank. It has outstanding advantages in shopping, women’s insurance, etc.! At the same time, you can choose one of the four major merchant types including department stores, restaurants, tourism, and entertainment to enjoy three times the points for swiping your card. However, it is important to note that once this is selected, it cannot be changed.

This is the end of the introduction about which Agricultural Bank of China credit card is good and which credit card is good for agriculture. I wonder if you found the information you need?