Can I check how to use a China Post credit card?
How can I check my consumption records with a Postal Bank credit card? Can I check my personal consumption records with a Postal Bank credit card? Many people don’t know this yet. Now Let’s find out together!
Answer:
1. There are several methods: Look at the credit card statement sent by the Postal Savings Bank of China. It will clearly tell you the credit card consumption record of the Postal Savings Bank of China. Check the postal savings credit card consumption records through the nearby Postal Savings Bank of China or other ATM machines. If the balance on your bill is negative, it means you still owe money. Don’t forget to pay off your credit card debt, otherwise it will affect your credit history. Postal Savings Bank official website, and then go to the navigation bar on the Postal Savings Bank homepage - credit card. After entering, enter the Postal Savings Bank Credit Card Center, click online banking login on the left, and the bank password to query the Postal Savings Bank credit card consumption records in the past six months. If you have other specific questions, it is recommended that you call the bank’s customer service staff, hoping they can help you.
2. Consumption records can be queried through the Xiayou APP, on mobile phones, or through the popular computer version. The bank will send emails to your mailbox every month. Take a look at the following documents about credit card records to properly manage your credit cards. The People's Bank of China stipulates that all card-issuing banks must regularly upload customers' consumption and repayment records and cannot tamper with them. The bank will not make any bad comments about your usage records, it will just give you a truthful feedback on your historical usage records without any subjective judgment. If you follow up on the loan business, the lending bank will comprehensively refer to your credit record, not just for a certain period of time. If you can maintain a good consumption and repayment record, your credit will continue to increase. Credit card repayment information will be recorded by the central bank's credit reporting system for 24 months, that is, bad credit records caused by overdue credit card repayments will be retained in the credit reporting system for two years. If the card is terminated, the corresponding records will not be rolled over, but will be saved for a long time. Therefore, after a credit card is overdue, it is best not to cancel the credit card immediately after paying off the debt, but to continue to use the card for more than two years, during which time the credit will be kept good, and the bad records will be cleared from the credit system through rolling records. 003010 stipulates that the retention period of bad personal information of credit reporting agencies is 5 years from the date of termination of the bad behavior or incident; if it exceeds 5 years, it should be deleted. If you have any other specific questions, it is recommended that you call the bank’s customer service staff and hope they can help you.
Can China Post’s credit card statement be checked online?
China Post’s credit card statements can be checked online, but you need to open the Postal Savings Bank’s online banking.
China Post’s credit card bill inquiry method:
1. Customer service inquiry, calling the Postal Savings Bank credit card hotline or voice service, you can inquire about the Postal Savings Credit Card consumption records.
2. Statement inquiry. The Postal Savings Bank of China credit card statement will clearly tell you the consumption record of the Postal Savings Credit Card.
3. Check the balance on the bill at the bank counter or ATM. Check the postal savings credit card consumption records at the nearby Postal Savings Bank of China or other bank ATMs.
4. For online banking inquiries, enter the official website of the Postal Savings Bank, enter the Postal Savings Bank Credit Card Center, click on the online banking login on the left, enter the bank password, and you can query the Postal Savings Credit Card consumption records in the past six months. .
How to inquire the credit card statement of Postal Bank
ATM inquiry: Inquiry of credit card statement of Postal Bank can be carried out at the ATM automatic deposit and withdrawal machine. Just bring your postal credit card to the ATM machine for operation. Check your billing information. Fixed bill inquiry: Generally, banks will send you credit card bills, and the bills will have clear bill information. Online banking inquiry: Go to the official website of the Postal Savings Bank, enter the Postal Savings Bank Credit Card Center, click on the online banking login on the left, enter the bank password, and you can query the Postal Savings Credit Card consumption records in the past six months.
Telephone inquiry: Call the Postal Savings Bank’s customer service hotline and follow the voice prompts to enter relevant information to inquire about your credit card bill.
How to check the Postal Savings Bank credit card statement? Five methods to teach you how to check
As a very well-known bank, the Postal Savings Bank is the choice of many people to apply for credit cards. When people need to repay after using a credit card, they will check their credit card statements. So, how to check the Postal Savings Bank credit card statement? Today I will introduce to you several commonly used methods for querying Postal Savings Bank credit card statements.
1. Bank branch inquiry
If there is a Postal Savings Bank branch near you, you can go to the counter to find a staff member for bill inquiry.
2. ATM machine inquiry
You can also inquire at the ATM machine of any bank, insert your credit card and you can inquire independently. However, you can generally check the balance on the bill at an ATM machine.
3. Customer Service Telephone Inquiry
You can call the Postal Savings Bank’s customer service hotline at 95580 or 400-889-5580 to make inquiries. You can enter relevant information according to the voice prompts and inquire independently. You can also inquire through manual service.
4. Online Banking Inquiry
You can log in to the official website of Postal Savings Bank of China, and then click "Credit Card" on the homepage. After entering the "Credit Card" page, you can query your credit card for the past six months. bill consumption details.
5. Statement Inquiry
In fact, the bank will send the cardholder a statement for that month every month, and the statement will contain the consumption record that you believe, so you can also Check through the statement.
The above is a summary of several commonly used methods for querying Postal Savings Bank credit card statements. In fact, there are many ways to check bills, and most of them are very convenient and fast. For example, you can directly check credit card bills with your mobile phone, which is very simple to operate.
This concludes the introduction to postal credit card consumption records and how to check postal credit card consumption records. Have you found the information you need?