1. What is the hidden limit of a credit card? We often refer to the invisible limit, which is the credit card over-limit limit. Usually, in order to allow cardholders to use more of their credit limit, banks will provide an additional 10 credit limit within the credit card's fixed credit limit. However, this limit is not stated openly, so It's called a hidden limit. Under normal circumstances, many people are unable to use this limit and can only use it if they max out their cards.
2. How to get the hidden credit limit on a credit card? The major banks have different regulations on credit card invisible credit limits. Some banks can directly draw out credit cards without applying, while other banks require you to apply for this credit limit in advance before you can spend it. That is to say, it can only be withdrawn after the bank has granted an invisible limit. As for how to swipe it out, you need to spend it in conjunction with the remaining available credit card limit. Simply put, the amount you swipe is greater than the available limit, and it must not be higher than 10 of the fixed limit of the available limit. For example, if you have a credit card worth 30,000 yuan, the bank gives you a hidden credit limit of 10 yuan and 300 yuan, and the remaining available credit limit is 1,000 yuan. If you want to reach the hidden limit, the credit card amount must exceed 1,000 yuan and cannot be greater than 1,300 yuan. The above is the relevant introduction to "How to increase the invisible credit limit on credit cards". I hope it will be helpful to everyone. In short, the invisible credit limit of a credit card is also often referred to as the over-limit. It can only be used up when the credit card is maxed out. The last thing to remind is that the hidden credit limit of a credit card must be paid off in one go. It cannot be paid in installments or in installments. Make the minimum payment.