If there are too many credit inquiries, it will affect the processing of your credit card. According to bank regulations, users need to review the applicant's personal credit when applying for a credit card. Users who do not meet the bank's requirements cannot apply for a credit card. As long as users have good personal credit information and the ability to repay, they can apply for a credit card. Those who do not meet the conditions cannot apply.

How to delete records when there are too many credit inquiries?

There are too many query records on the credit report and cannot be deleted manually. Once inquiries are placed on your credit report, they cannot be deleted. Under normal circumstances, user credit report inquiry records will be kept for 2 years. Of course, if the user is worried that frequent credit inquiry records will affect the loan application in a short period of time, the user can wait for a period of time before applying for a loan.