When applying for a credit card, in addition to your personal mobile phone number and fixed phone number, you also need to reserve a friend's mobile phone number and a relative's mobile phone number. The purpose is: when the bank cannot contact the cardholder , the bank can contact the cardholder through the reserved mobile phone number of relatives and friends. You have no responsibility.

CreditCard, also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Extended information:

Materials required when applying for a credit card:

1. Over 18 years old and under 60 years old, provide original ID card;

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2. Provide proof of employment or income;

3. If you can provide detailed proof of property, it will help increase your credit limit.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.

Reference materials: Credit card - Baidu Encyclopedia