1. Different.

Debit cards are savings cards used to store personal cash, while credit cards are cards that banks grant a certain amount for consumption based on the cardholder’s personal circumstances. For debit card issues, please dial 95511-3; for credit card issues, please dial 95511-2.

2. Debit card related content

1. Debit card refers to a bank card that deposits first and then consumes (or withdraws cash) without overdraft function. According to their different functions, they can be divided into debit cards (including savings cards), special cards and stored-value cards. Debit card is a credit tool with functions such as transfer settlement, cash deposit and withdrawal, shopping and consumption, etc. It also has many additional functions such as transfer, fund buying and selling, stock trading, payment, etc., and also provides a large number of value-added services. Debit cards can also be used for transfers and withdrawals through ATMs. Overdraft is not allowed, and interest is calculated on the amount in the account as a current deposit.

2. Debit cards are becoming increasingly common and can easily replace cash and checks for consumption and transactions. In recent years, they have gradually become the most popular payment card. Billions of debit cards are used around the world. If the debit card is only available to local merchants, it will usually be stamped with the logo of the card issuer and the processing system it applies to. Internationally accepted debit cards have the same appearance as credit cards and have the logo of the international payment card institution printed on the lower right corner. It is available at all points of sale that accept credit cards. The only difference is: when using a debit card, the amount is automatically deducted from your bank account instead of being added to your credit limit.

3. Debit card refers to an electronic payment tool that you deposit in the card-issuing bank and then use it to conduct transactions. It has the functions of cash deposit and withdrawal, transfer settlement, collection and payment, shopping and consumption, financial management and investment, etc. Function, most debit cards issued by banks can support multiple accounts and multiple currencies in one card. You can set up current, fixed-term, local currency, and foreign currency accounts in the same card to facilitate centralized management of funds.

4. Debit cards have the same security as credit cards. If you lose your debit card or suspect it has been stolen, you should report the loss to your bank immediately to prevent others from using it and reduce losses. Remember: Although the card issuer provides you with consumption protection, it does not mean that you can ignore your debit card; debit cards are like money in a bank account and should be properly kept.