Everyone needs to pay attention, because the refund after the bill cannot deduct the amount of the current bill, so customers should pay attention to repayment. Don't think that you don't have to return the card as long as you return it. In this case, if the customer fails to repay the loan on time, it will cause overdue and personal credit will be damaged. When customers repay, they can choose to pay off in full, or they can choose to repay in installments or the minimum repayment amount.
Of course, for the remaining refund funds in the card, in addition to offsetting the next bill and subsequent credit card consumption, customers can also choose to withdraw cash, because this has become an overpayment.
Extended data:
1. Credit card repayment, get a refund, what should I do?
1. If the credit card receives a refund after the refund, the refunded funds will naturally be overpaid in the card. And you can rest assured that the overpayment formed by the refund funds will not have any adverse effects on the card. As long as customers swipe their cards in the future, they will give priority to the overpayment formed by the refund funds. After all the funds are consumed, the credit limit of the card itself will be used.
In addition, the refund funds can also be used to offset the repayment amount of the next bill. And customers can also choose to withdraw cash.
3. It should be noted that if the customer makes a refund before repayment or even before the bill comes out, the refund funds can directly offset the repayment amount of the current bill. Of course, if a refund is made after the bill date, even if it has not been repaid, it can not be used to offset the current bill, but can only be used to offset the next bill or credit card consumption.
4. When the credit card is refunded, the bank will not send a short message to inform, so the customer has to go to online banking or mobile banking to check the progress.