The application for JD.com’s Little White Card can be said to be extremely popular, with the number of applications exceeding 10 million. So far, JD.com has jointly issued 25 co-branded cards with 12 banks. So with so many cards, which bank is better? Below, I have selected a few more representative cards to introduce for your reference.

1. CITIC Little White Card

This is the first JD.com Little White Card and the first credit card with Internet elements. When it was first launched, applications were very popular and it was only 100 days after it was launched. The number of applications exceeded 1 million.

Featured benefits: One *** has three versions. Except for the visa version which focuses on consumption, the benefits are almost the same. The more distinctive ones are the CITIC Credit Card Gold Card benefits, various limited-time consumption discounts, consumption discounts and draws on JD.com; you can get 1 steel_ for transactions over 800 yuan; tax refund services in 38 countries and regions, and 5 consumption on Wednesdays and Saturdays. Fold and so on.

2. Everbright Baitiao Co-branded Card

The Everbright Baitiao Co-branded Card *** has two versions: visa version and UnionPay version. The former focuses on overseas travel and can avoid cross-border transaction procedures. Fees and curve fees, high accident insurance, etc. The UnionPay version focuses on overseas visa processing and tax refund. In short, the Everbright Baitiao co-branded card is a good card in the gaming world.

Featured benefits: Judging from the UnionPay version, the main benefits include lifetime annual fee exemption and gold card treatment; mobile tax refund can be processed through the Everbright Bank app; 1,000 points can be exchanged for 1 steel_; additionally, buy air tickets and get 100 Wan of accident insurance ensures travel safety.

3. Minsheng Baitiao Co-branded Card

This is a small white card that focuses on consumption points. Like other small white cards, the annual fee can be waived. The biggest feature is the accumulation of points. quick.

Special benefits: 100 points can be exchanged for 1 steel_; 3 times points on birthdays, 2 times consumption points on monthly privilege days, up to 5 times points, free Starbucks, five-star hotel buffet and other discounts . If you withdraw cash through Minsheng Bank's own channels, handling fees will be waived.

4. China Merchants Bank JD Xiaobai Credit Card

This is the first co-branded card with credit-themed benefits. It is based on Xiaobai Credit and mainly uses personal credit as its selling point.

Special rights and interests: Xiaobai Credit provides full discounts on online purchases, interest-free discounts and points privileges. In addition, the rights and interests of this card are directly linked to the user’s Xiaobai Credit. The higher the credit, the more rights you can enjoy. The more. If it is the UnionPay version, it focuses on credit consumption privileges, easily earning multiple points and discount coupons, as well as limited-time financial coupons, interest-free coupons and other benefits.

5. Guangfa Xiaobai Credit Card

Like China Merchants Bank Xiaobai Card, this is also a co-branded card focusing on credit, further deepening Xiaobai’s credit rights.

Special privileges: You can enjoy exclusive privileges such as super points on credit days, JD.com payment discount coupons and other special privileges. On points day, novices can get 10 times the points with a credit score of 80 or more, and 30 times the points with 80-90 points. Points; accumulate 1 point when spending 1 yuan, double the points in your birthday month; successfully submit the application form and receive a 500 yuan gift package.

6. ICBC JD.com Little White Card

This is the latest little white card to be launched recently. It is very distinctive in appearance design. The layout picture is JoyDoga. In terms of functions, it mainly focuses on Jingdong Baitiao consumption privileges. You can still enjoy the privileges during the event period.

7. Huaxia Xiaobai Card

Huaxia Xiaobai Card focuses on shopping privileges. Friends who like to drink Starbucks should not miss it. When it was first launched, the biggest selling point was Jingdong Mall 150-50, but unfortunately it has been cancelled.

Featured benefits: lifetime annual fee exemption; 88 Jingdong Steel_meeting gift; daily first cash withdrawal fee-free; lost card protection with a maximum compensation of RMB 100,000. This Jingdong Little White Card also has two exclusive benefits: random orders in physical stores and instant discounts when the amount is exceeded, and instant discounts of 15 yuan for designated purchases of 138 yuan or more.

Summary: In fact, each bank’s JD small white card has its own characteristics. Some are mainly credit-based, some are mainly focused on consumption points, and some are mainly aimed at overseas consumption. They are all different. Therefore, it is difficult to say which bank’s small white card is better. I can only say that the one that suits you is the best.