Is it true that it is packaged to apply for large-amount credit cards?

It is not true that it is packaged to apply for large-amount credit cards. How to apply:

1. Apply with a card. When applying for a large-amount credit card, if the applicant has a platinum card, a diamond card, a black card and other higher-level credit cards, the applicant can apply for a large-amount credit card by applying for a card.

2. Provide financial resources such as real estate and cars. Now when applying for a credit card, banks will be very concerned about the applicant's assets and financial level, and most banks will require a car worth more than 300,000 yuan or a house worth more than 1 million yuan before they can apply for a platinum card, so if you hold the card If you have the conditions, or have many friends who are successful people, then go directly to apply for a platinum card, which has a larger limit.

3. Deposit transfer method. The most practical and effective way to apply for large credit cards. Moving bricks actually means brushing up the flow of money. It is very difficult for banks to attract deposits now. If the applicant has cash, it is a high-quality customer for the bank. The more deposits you make, the more turnover you will have. Finally, if you apply for a time deposit, it will be easy to place a large credit card. If the deposit limit is more than 50,000, some banks can carry out the related operations of raising the amount within half a month.

4. Apply for a fixed deposit credit card. Applying for a fixed deposit credit card is suitable for ICBC. First make a fixed deposit of 50,000 with ICBC, then apply, then make a fixed deposit, and then choose a fixed deposit again. In this way, the fixed deposit is accumulated to 200,000, and then you can apply for a credit card.

1. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).

Organize a credit card. After downloading the card, you must first pay the handling fee before activating it. Is it true or false?

It must be false. The credit card is free to apply for and activate for free, and it requires money. is a liar.

Is it trustworthy to ask someone to apply for a credit card for me?

No, for the sake of data security, it is safe to apply for a credit card through the formal channels provided by the bank.

tips1: Proof of identity. The first condition is of course that you must be between 18 and 60 years old. Without proof of identity, who knows who you are. I remember that when I first applied for the CMB young card, I brought my ID card and a copy of the front and back to the CMB counter to apply. But now you can log in to the CMB Credit Card Center to submit the application online, which is very convenient. If you are a soldier, you must provide a military ID card. Photocopies are also available.

tips2: Proof of work. It is also important to have a relatively stable job and income. If you cannot see your employment certificate, the bank cannot judge whether you have the ability to repay the loan, which will make it difficult to approve the card. Like when I applied for the CMB young card before, I just started working. I brought the original work certificate (stamped with the official seal of the company) and a copy of the work certificate issued by the employer. The application was approved soon, so I feel that CMB is relatively friendly in this regard. .

tips3: Proof of financial resources. The last point is of course the proof of property. When I applied for the China Merchants Bank young card, I provided the salary records issued by the bank and the list of personal social security accounts for the past six months. If you have a car or a house, it would be better if you can provide a real estate certificate, a car driving license, etc. These documents can prove our financial level.

Later, China Merchants Bank approved a limit of 4K for me. Although it was not a lot, it was enough for me. Generally speaking, the fixed limit range for regular cards is 1K~1W yuan, and for gold cards, it is 1K~5W yuan. Of course, the specific amount is subject to the audit results. You can go to the counter in person to inquire.

Extended information

When young people apply for a credit card, they need to provide proof of employment to prove that they have sufficient repayment ability.

Retirees cannot provide proof of employment when applying for a credit card, but they need to meet other conditions stipulated by the bank and provide sufficient proof of financial resources.

Financial proof includes: documents proving property rights of self-owned goods (real estate certificate, house purchase contract, etc.), documents proving self-owned vehicles (own vehicle driving license, bank car loan certification documents), income certification documents (bank car loan certification documents) Issuing copies of salary records, income tax withholding certificates, etc.), social security/provident fund payment certificates, academic certificates, etc.

China Merchants Credit Card Official Website-What are the requirements for applying for a credit card? You need to understand these tips

Some people say that they can handle credit cards worth 50,000 to 500,000 yuan. Is this true?

Some are true and some are false. If it is true, then the handling fee is very expensive, why does it cost 20% of the card limit?

Are some arranged credit cards online real?

If it is not a last resort, it is recommended not to apply, because these companies are not registered. If something happens and they run away, it will be difficult for you to find them. Just like you said, they will take you. If the card you use to withdraw money goes away, the bank will definitely ask you to pay it back. If you give them your information, if they don't apply for one card for you, they can also apply to multiple banks at the same time. If you are talking about a bank, then you don’t know, so please don’t do this under normal circumstances, but if you really need it, try to find a more formal unit to apply for it. You can try to apply at the bank, maybe it can You may not be able to apply for it. Generally speaking, it is a little easier for commercial banks. I wish you success

This ends the introduction on whether it is true to arrange a credit card and whether it is true to have an arranged credit card. No. Do you know where you found the information you need?