If the card is frozen, it is controlled by suspension of payment. You can't swipe your card or withdraw cash. The application method is generally by filling out a credit card application form, which generally includes the applicant's name, financial status or income source, guarantor and its basic situation. And submit some copies of certificates and vouchers to the issuing bank.

After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.

Extended information cannot guarantee that the recipient is the applicant, because after the credit card application is approved, the card is mailed. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened.

Check the relevant personal information provided when applying by telephone or online. If it meets the requirements, go through the card opening procedures. When the applicant becomes a cardholder, the card can be officially used after being signed on the back. After a credit card is opened, it is generally necessary to set a password for the card.

Baidu encyclopedia-credit card