Characteristics of international credit cards:
1. International credit card is a kind of card issued by banks and international credit card organizations to people with good credit standing, which can be overdrawn worldwide. At the same time, this card is also used to confirm the identity of users on the international network.
2. Opening RMB account and USD (or HKD) account in the card at the same time can not only be used for credit card spending in China, but also be used or withdrawn at the designated merchants of VISA, Master Card or American Express cards and their marked ATMs, so as to enjoy the preferential exchange rate of international credit card organizations and reduce the loss and loss of foreign currency exchange.
3. RMB account and foreign currency account (USD or HKD) have their own credit limits, which do not affect each other. In addition, the US dollar account can be used for shopping on foreign websites, and the unique online transaction switching function of Peony International Card fully guarantees your card safety.