1. The difference between the y-power card and the standard card among Bank of Communications credit cards is whether the full amount of cash can be withdrawn. The y-power card is prepared for young people and requires certain conditions before it can be applied for. It can be used in full. For cash withdrawals, the cash withdrawal handling fee is RMB 5 per transaction and has nothing to do with the amount of cash withdrawn. The standard card cannot withdraw cash in full, so the y-power card is better.

2. Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals and pursuits in life and career, know how to enjoy, and are more willing to Sometimes there are people who want to study, do business, research or travel abroad. They are also a group of people with high living standards who are willing to try new consumption habits. "The Bank of Communications Pacific Credit Card was created by Bank of Communications by introducing HSBC's advanced technology and management. Credit card products, which bring together the dual advantages of global and local, with the theme of "Chinese people's global card", advocate a new consumer culture and card experience, and provide preferential treatment and considerate services all over the world