Forced activation is not possible.
There are two conditions for applying for "Huabei":
1. You must have an Alipay account;
2. Sesame score is above 600 points. Aged between 18-60 years old, and the Alipay account is bound to a mobile phone number; under the same ID card name, or the same mobile phone number, only one Alipay account is allowed to apply for the Huabei function; the Alipay account status is normal; you need to use Alipay for consumption more often.
3. Breach of contract. Since Alipay can now take taxis, enjoy exclusive series, book hotels, buy tickets, watch movies, etc., check whether there is any breach of contract.
Huabei is a virtual credit card service launched by Alipay. Spend first and repay later. After the user confirms receipt of the goods, he can repay before the 10th of the next month. It can be said that the launch of Huabei has led the development of the virtual credit card market.
For those who haven’t opened Alipay Huabei, don’t worry. First, take a look at what operations you have done before, so that you can quickly open a 10,000 limit. Now many people have opened Huabei, and after using it for a period of time, the amount has become quite considerable. But there are also many people who are unable to open Huabei, or the Huabei limit is not high. But what should I do if I want to use Huabei? I specially compiled this method to activate Huabei and increase the limit to help friends solve this problem.
Conditions for opening Huabei:
1. Taobao registration time is 3-5 years, buyer level is 3 or above. Taobao membership level is V3 or above;
2 .The total turnover of Alipay in the past 3 months is more than 2W;
3. Long-term use of Taobao to charge phone bills, water and electricity bills, credit card repayments, etc.;
4. Alipay has a credit card bound and activated Quick payment;
5. Bind a savings card and activate quick payment. Have transaction records of Alipay financial products such as Yu’ebao Tmall.
First, we should use Alipay for consumption. Whether it is Taobao, Tmall or offline, we should use Alipay as much as possible. Not only do you use Alipay to buy things on Taobao and Tmall, but you also use Alipay to eat in restaurants and buy snacks in supermarkets because you can accumulate points.
Second, those who use credit cards can bind their credit cards to Alipay and use Alipay to repay.
Third, use Alipay’s Didi Chuxing to hail a taxi and pay the fare in a timely manner.
Fourth, try to improve the personal information in Sesame Credit-Credit Management.
Basic tips for withdrawing Huabei quota in a short period of time with Alipay. Because everyone’s situation is different, some analysis is required. However, the general steps for withdrawing Huabei are as follows:
1. After testing, after charging money to Alipay (the specific amount depends on your own situation), you must keep a part of the money in Alipay and don't withdraw it or use it up every time. (This is the key point, you can prove your repayment ability, the same as JD Baitiao)
2. Then transfer it to Yu’e Bao. The amount transferred is preferably more than 1,000 (more than 2,000 is best), the more The better, the storage time needs to be more than a week, and the quota is usually 6,000 to 10,000. (This is for people who lack payment flow)
3. Your Alipay account must be used for more than half a year and pass real-name authentication (including binding bank cards and other details). And there are actual bills, which can be used to charge phone bills, Q coins, game coins, pay utility bills, and buy clothes and shoes.
4. Also, don’t change your delivery address frequently. It’s best not to change it.
5. The mobile phone number bound to the bank card and your Alipay should preferably be the same one you used when opening Alipay. Do not change it in the middle! (Imagine someone who often changes their mobile phone number, it must be unstable)
6. You can make appropriate donations several times. A few dollars or dozens of dollars is fine.
7. There must be at least a few hundred dollars left in the bank card bound to you. There are no overdue or blacklisted issues with the credit card.
8: You can exchange Alipay transfers with friends. It is best to have multiple friends. A larger number of friends will also play a role. This can also increase your Sesame Credit score (two steps of 6 and 7). The transfer amount should not be too small, preferably more than 300.
Requirements: Taobao account must have consumption records, and try to be a frequently used account.
No problem with the credit report! Now the latest news is basically open, even if you don’t have Sesame Credit points, you still have Huabei! You can get money quickly! Just follow the instructions above! The lowest price is: 2000 Huabei! There will be no loss when transferring funds to Yu'E Bao. Even if the limit is not exceeded, you can withdraw it at any time!