Credit cards of China CITIC Bank, China Everbright Bank, China Merchants Bank, Ping An Bank and Bank of Communications are relatively easy to handle as long as the information provided at the time of application is complete and personal credit information is good.
To apply for a credit card, China people, foreigners and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18 -60, have full capacity for civil conduct, have a legal and stable source of income, and have good credit standing can apply for a credit card with their valid identity documents.
The materials to be provided are as follows:
1. required information: identification documents.
(1), domestic person: a copy of the applicant's ID card or military officer's card; (2) Overseas people: compatriots from Hong Kong, Macao and Taiwan.
Provide a copy of the passport, and other foreigners provide a copy of the passport.
2. Other supporting documents (please provide as much as possible, which will help to increase the credit limit).
(1), work certificate
Copy of work permit or work identity card (work permit), original business card and original work certificate stamped with the official seal of the unit.
(2) proof of income
The salary record issued by the bank in the last three months (copy of the salary card statement) or the copy of the personal income tax withholding certificate issued by the unit or the original income certificate.
(3) Copies of education certificate, professional title certificate, professional qualification certificate, self-owned real estate license, self-owned car driving license, time deposit certificate and other materials, as well as the original documents of telephone, water, electricity and gas charges in the last three months of the current residence, and credit card certification documents of other banks (original statements of the last three periods) and other materials.