There are countless banks on the market that can apply for credit cards, but we only need one or two credit cards that suit us. Therefore, many people become confused when applying for a credit card because they don’t know how to choose. Here is an introduction to you Check the application conditions and card processing speed of major banks.

Which bank’s credit card is better?

1 China Merchants Bank Credit Card: Credit card applicants should be over 18 years old (inclusive), and foreigners should be over 25 years old (inclusive), preferably It is to provide some proof of financial resources, such as: documents proving the property rights of self-owned goods (real estate certificate, house purchase contract, bank mortgage certification documents, formal house purchase invoices, etc.) documents proving self-owned vehicles (self-owned vehicle driving license, bank car loan certification documents).

2 Postal Bank Credit Card: The main card applicant must be between 18 years old and under 65 years old (including 65 years old). It is recommended to fill in your personal information completely. If you have a Postal Bank credit card before, you can immediately submit your information to apply for other Postal Bank credit cards. Whether the credit card application can be passed depends on the comprehensive assessment.

3 Industrial Bank Credit Card: 18 to 60 years old (online self-service application requires 21 to 55 years old). Eligible people can get the card about 2 weeks after submitting their credit card application information.

4 Bohai Bank Credit Card: You need to be between 18-65 years old (if you are an overseas person, you need to be between 25 years old (inclusive) and 65 years old (inclusive)), and your personal credit status is good. You can bring your original identity certificate, work certificate and relevant financial certificates to the nearest outlet to apply, or you can apply online.

5 Construction Bank Credit Card: A natural person with full capacity for civil conduct, over 18 years old and under 70 years old, with a stable career and income, good credit status, and the ability to repay principal and interest on time. It takes about 5 working days for customers with a card to apply and mail the card. New customers who are approved (general approval time is 10 days) will receive an interview text message and a card letter after 3-5 working days.

6 Bank of Communications Credit Card: Applicants for the main card must be 18-60 years old and have full capacity for civil conduct; applicants for the supplementary card must be 11 years old or above, and there is no upper age limit. After applying for the card, you can activate it and use it. The limit in the card is based on the assessment of the applicant's repayment ability.

7 Agricultural Bank of China Credit Card: You must be over 18 years old, have full capacity for civil conduct, and have good credit standing. After the credit card is approved, the card will be issued and mailed by the Credit Card Center of the head office. Regular and gold cards are sent by registered mail, and it takes 3 working days to produce the card. The mailing time is generally about 7 days, subject to the delivery situation of the local post office. Platinum cards and sets of cards are sent by EMS express. It takes 3 working days to produce the card. The mailing time is generally about 3 days, subject to the delivery situation of the local post office.

8ICBC Credit Card: To apply for a credit card, you must be over 18 years old and have full capacity for civil conduct. After applying for a credit card, the card can generally be collected within 15 calendar days (excluding statutory holidays). For non-physical digital credit cards, the approval and account opening are usually completed in 1-2 minutes at the fastest. Please refer to the actual results.

9 Guangfa Bank Credit Card: The main cardholder is between 18 and 65 years old, the supplementary cardholder is between 16 and 65 years old, and the annual income reaches the local average level. Credit card applications generally take 2-10 working days from submission to data entry, and review is completed within 7-10 working days. You can check the progress of your card application 10 working days after submitting the card application form, and you will be notified of the review results via text message.

Apply for a credit card that suits you, with low threshold, high efficiency, high limit, and high approval rate. Credit card entrance of major banks: Everbright Bank Credit Card. Free card application. Quickly apply for the CITIC Bank Credit Card. Multiple cards, multiple benefits. Apply for the Huaxia Credit Card Platinum Card, Gold Card, annual fee is waived in the first year, and you can apply for the card for 5 transactions in the next year. Minsheng Bank Credit Card is easy to apply for the card. It has a high credit limit. Apply for the card with no annual fee in Shanghai. Pudong Development Bank's Ele.me co-branded credit card offers a daily discount of 7 yuan on takeaways. The next year's annual fee is waived if you spend 6 times a year. Apply for the card and China Merchants Bank credit card advance cash can be withdrawn anywhere. New accounts will receive a free 2-year Jingdong Plus membership with any purchase. Apply for this card. New accounts of Guangfa Bank Credit Card will receive one year of Jingdong PLUS Jingdian Annual Card. Apply for this card. Bohai Bank Credit Card. Multiple cards and multiple rights. Apply for this card. China Everbright Bank Digital Credit Card. Fast approval. Apply and use immediately. No card payment. Conveniently and quickly apply for this card. China Everbright Bank Sunshine UP Unbounded Credit Card (Elite Platinum Card). Multiple cards, gold card, platinum card, multiple rights. Apply for this card. Ping An Bank standard credit card. Online shopping consumption is rebate. New accounts pay 60 yuan immediately. Apply for this card at a reduced package

Which bank’s credit card is better is introduced as above. I hope it can help you. You can apply for a credit card online and offline. If you apply online, you do not need to submit paper materials, and most of them are If an interview is not required, the specific regulations of the card-issuing bank shall prevail.