If you want to handle credit cards, it is suggested to try to apply directly through bank outlets.
The basic functions of credit cards are basically the same, for example, you can spend first and then repay; Use the cash advance function; Select the lowest repayment business; Online shopping; Shopping in installments and so on. If you have no special requirements for credit card spending, you can apply for any one.
if you need to know more, you can click this link /CCPRODUCT/newcustomer.aspx
to learn more about China merchants bank credit card.
At present, among all the credit cards of China Merchants Bank, the YOUNG Card Youth Edition is the best one to apply for, because it was launched in 21, and it is relatively easy to approve for social fresh people who have graduated from university and are under 3 years old. It is suggested that if you apply for your first credit card in China Merchants Bank, you can give priority to the YOUNG Youth Edition. In addition, China Merchants Bank doesn't limit the number of cards under the same account name, all of which are entitled to * * *. After the YOUNG Youth Edition is approved, with the increase of their own needs-going out for travel or dining, buying a car needs to be "easy to buy a car", playing games needs to be redeemed for Warcraft cards, etc.-you can do other China Merchants Bank credit cards. Generally, you can apply for the "two cards" of China Merchants Bank if you already have a card (except platinum cards and unlimited cards, which are mainly invited by banks).
if the most important condition for applying for China merchants bank credit card is that you are at least 18-6 years old and have a stable job and income, the necessary application documents are a copy of your identity certificate and work certificate. if you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. The detailed application materials are as follows:
1. Identity certificate: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of their military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified by the promoter and marked;
3. proof of financial resources: it can be the payroll record issued by the bank, or the income tax withholding certificate, or the documents proving the market value of the house, car, deposit and investment (such as the copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc.
under normal circumstances, the fixed amount of the general card ranges from RMB 1, to RMB 1,, and the fixed amount of the gold card ranges from RMB 1, to RMB 5,. The specific amount is subject to the audit results.