Taobao credit card payment service fee means that after Taobao sellers activate the "credit card payment" service, when buyers use credit cards to pay, sellers need to pay 1% of the transaction amount (including shipping costs) as transaction fees. You only need to pay the transaction amount.
Using the computer port for quick credit card payment requires payment of a handling fee, which is 1% of the total transaction amount and shipping fee. The 1% handling fee is the handling fee ratio for commercial consumption stipulated by UnionPay. When citizens use their cards to make purchases in ordinary shopping malls, shopping mall operators will also deduct this amount of handling fees. There is no cap on the amount and they will be charged according to the actual situation.
Note:
If the "credit card payment" service is not activated, then the buyer does not need to deduct the handling fee when paying by credit card.