If you owe ICBC more than 8,000 credit cards with interest of 60,000 to 60,000, you will be sued. The focus of overdue credit cards is that they are heavily in debt and cannot be supported. The most direct thing after the deadline is to face the harassment of collection every day. SMS bombing, address book explosion, all kinds of lawyer letters, all kinds of threats. As a creditor, a bank or loan financial institution can bring a lawsuit if the debtor defaults and fails to repay the loan, which is the legal right given to the creditor by the Civil Code and the Civil Procedure Law.