The annual fee of Huaxia Bank Yansha series credit cards is somewhat different from other credit cards. Miles &; More VIP members and VIP members are free, and the annual fee depends on the mileage &; More membership levels. Supplementary cards are free of annual fees. Every time you buy this card, you can accumulate bonus miles, which will be automatically transferred to the frequent flyer mileage remittance account every month. If the card-holding period exceeds three months and at least one transaction occurs every month, the accumulated and future award miles will be valid for a long time. So this card is very good for people who travel frequently or need to fly.