How to check the types of cards
To check the types of cards a bank card belongs to, there are mainly the following methods:
1. Mobile banking inquiry. Taking China Construction Bank as an example, the specific steps are as follows:
Operating environment:
Brand model: iPhone13
System version: iOS15.3.1
< p>App version: v5.6.7.001Check directly with your mobile phone. Now all major banks have developed their own software. Download the software whichever bank the card belongs to. After the download is complete, enter your bank ++ to query directly.
2. Call the bank customer service directly, dial the customer service number on the bank card, follow the voice prompts, and ask the customer service staff to check on the system.
3. Find the nearest bank ATM, go to the card you want to check, and follow the prompts step by step.
Starting from December 2016, according to the regulations of the People's Bank of China, a person can only open one Type I account in the same bank. If you already have a Type I account, when you open a new account, it will be Type II or III. class account.
Type I card: It is a physical card or passbook. This card, like the card before December 2016, has no restrictions on bank card functions. You can deposit and withdraw cash, manage finances, transfer money, pay bills, etc.
Type II account: Positioned as a personal "financial management account", it can be bound to a Type I account and can be used for investment and financial management without restrictions. However, there are restrictions on consumption, payment and access, and the maximum daily limit for cash deposits and withdrawals, and consumption 10,000, and transfers, cash deposits and withdrawals, and consumption payments within the year shall not exceed 200,000.
Type III account: Positioned as a coin purse; generally in the form of an electronic card, mainly used for quick payments and small payments. The balance of a Type III account must not exceed 1,000 yuan.
Debit card: Debit card is our commonly used savings card. Debit card does not have overdraft function. Card holders need to deposit first and then use it. The functions of debit cards include cash deposits and withdrawals, transfers and remittances, card consumption, collection and payment, asset management, and other services.
Credit card: Credit card is what we often call credit card. Credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay.
Quasi-credit card: A quasi-credit card refers to a card in which the cardholder needs to deposit a certain amount first, and when the account balance is insufficient to pay, the card can be overdrawn within the specified credit limit. It can be seen that the quasi-credit card is like a fusion of a debit card and a credit card.
How to check the type of Chinese bank card? Help!
You can check your account type at Bank of China branch counters, smart counters, mobile banking, and personal online banking.
1. Bank of China outlets: Bring your debit card to a Bank of China outlet to inquire.
2. Mobile Banking: After logging in, go to the homepage-account management function to view the display on the card on the page.
3. Personal Internet Banking: View the account display through "Bank Account - Account Overview".
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
How to check the type of CITIC Bank card?
1. Go to the bank and consult customer service
2. Call 95558 to inquire
CITIC Bank Credit Card Type:
CITIC Bank Southern Fund Co-branded Cap Card
CITIC Bank Golf Platinum Credit Card
CITIC Bank Tuzki Xpress Card
CITIC Bank Magic Platinum MasterCard Card
CITIC Bank I Card (College Student Card)
CITIC Bank Credit Card Regular Card
CITIC Bank STAR Regular Card
CITIC Bank Platinum Premier Credit Card Platinum Card
CITIC Tencent QQ co-branded football gold card
Central Bank Tuzki Star Card
CITIC Bank Credit Card Gold Card
CITIC Bank UnionPay Magic Credit Card
< p>CITIC Bank VISA Magic Platinum CardCITIC Bank VISA Credit Card Gold Card
CITIC Bank (China) 60th Anniversary Credit Card
CITIC Bank Blue Card
CITIC Bank Platinum Elite Credit Card Platinum Card
CITIC Bank Yibao Payment Charity Co-branded Card Gold Card
CITIC Bank Paipa Card Gold Card
< p>CITIC Bank VISA eLong Travel Credit CardCITIC Bank Ctrip Business Credit Card
CITIC Bank American Express Credit Card Gold Card
CITIC Bank Paipa Kapu Card< /p>
CITIC Bank VISA Magic Gold Card
CITIC Bank Air China Voicemail Gold Card
CITIC Bank Magic Card
CITIC Bank QQDIY Card< /p>
CITIC Bank Overseas Student Credit Card Gold Card
CITIC Bank Tencent QQ Credit Card
Air China Zhiyin CITIC Bank Credit Card (Black)
CITIC Xiamen Airlines UnionPay Standard Credit Card General Card
CITIC Bank UnionPay Prudential Credit Card Co-branded Credit Card
CITIC Coca-Cola Co-branded Credit Card
How to check what kind of card a bank card is
< p>You can check the debit card account type through the following methods:1. If you register an account with PalmBank, please log in to the PalmBank APP, click "My Account → Debit Card", ++ on the left Displays the account type.
2. If you register an account through online banking, please log in to personal online banking and click "Account → Bank Account → Debit Card" to view the account type.
3. If you register an account on WeChat, please enter the "Agricultural Bank of China" WeChat official account, click "Micro Finance → My Account" to log in, and the account type will be displayed on the left side of Debit Card++.
How to check the type of China Merchants Bank credit card
To check the details of outstanding bills of China Merchants Bank credit cards: log in to the popular or professional version of the credit card: click "Credit Card" - "Account Management" - "Query of Unpaid Bills" ". Mobile Banking: Click "My" - "All" - "Credit Card" - "Account Management" - "Unissued Bill Inquiry". Bills issued: Log in to the public version/professional version of online banking and select "Credit Card → Account Management → Bill Issued Inquiry → Bill Details".
How to check the type of your bank card account
If you want to know the type of bank card account, you can do it through the following methods.
1. If the bank has only one account, then there is no need to check, it must be a kind of account.
2. If the bank account is unclear or there are multiple accounts known, you can inquire at the bank counter or through electronic banking (mobile banking, online banking) channels.
3. Nowadays, many people check bank card account types through the Internet, such as Chuangshi Quick Check. You only need to open WeChat, search for: Chuangshi Quick Check, and enter ++ to know whether the bank card account type belongs to the first type of account, the second type of account, or the third type of account. It is very convenient and saves time.
Based on the existing personal bank accounts, the bank divides personal bank accounts into one type of bank account, two types of bank accounts and three types of bank accounts (hereinafter referred to as one type, two types of bank accounts and three types of bank accounts). Both Category II and Category III families can apply.
Only one type of account can be opened. Type I accounts refer to accounts opened through traditional bank counters and that meet all the strict requirements of the real-name system. To put it simply, it is the savings card or debit card you hold in your hand. Its functions include deposits, purchasing financial products, cash withdrawals, transfers, consumption and premium payments, etc.
The first type of account is a full-featured bank settlement account with the highest security level. It can withdraw cash, manage finances, transfer funds, pay fees, make payments and more.
Type II accounts cannot deposit or withdraw cash, nor can they transfer funds to unbound accounts. The single-day payment limit for this type of account is 10,000 yuan. This is the case with credit cards, for example. The second type of account meets the payment needs of direct banking and online financial products. The biggest difference between the second type of accounts and the first type of accounts is that they cannot deposit and withdraw cash, cannot transfer funds to non-binding accounts, and there are restrictions on consumption payments and payments. The maximum one-day payment does not exceed 10,000 yuan, but the amount of financial products purchased is not limited.
This concludes the introduction to credit card category inquiry and how to inquire what type of credit card you have. Have you found the information you need?