Binding a credit card to WeChat has the following uses:
1. Binding a credit card can be used for consumption
Credit cards are very good for managing bills and improving cash flow. Needless to say about tools. Many people's understanding of credit cards is still at the stage of swiping cards offline. In fact, as online shopping, takeout, and overseas shopping become more and more popular, using credit cards for online consumption settlement has become a normal life for many card users.
Although you cannot use credit cards to pay when sending WeChat red envelopes, we can use WeChat to complete many small purchases. Taking Pudong Development Bank as an example, if you purchase the "5x Points-Tenpay" benefit package, you can enjoy the 5x points bonus for transactions through Tenpay channels. With the support of this benefit, the Pudong Development Bank American Express Platinum Card can achieve a cumulative consumption of 2.4 yuan. 1The proportion of air miles is enough to show the importance of binding credit cards to WeChat for consumption.
Operating environment:
Brand model: iPhone13
System version: iOS15.0
App version: v8.0.17
2. Bind a credit card for repayment
Under the "Me" - "Wallet" entrance of WeChat, you can clearly see the various financial services provided by WeChat and third-party institutions. When cash withdrawals on WeChat require fees, Ka Niu often uses the red envelopes received to repay credit cards. On the one hand, it saves you the trouble of cash withdrawal fees. On the other hand, I have to say that the credit card payment time using WeChat is still very fast.
3. Keep abreast of consumption dynamics
In WeChat public accounts, there are many bank service accounts. Ka Niu binds the credit cards under her name to the corresponding bank one by one, so she can keep track of the latest developments every time she swipes her card. Not long ago, a WeChat notification showed that there was an automatic deduction of 188 yuan from my Amazon account. Recalling that I had not purchased any items or services on the website recently, I called the bank and Amazon customer service respectively, and then I realized that it was a service. When it expired, the automatic renewal was deducted. After stating that the service was not needed, Amazon's customer service staff issued a refund. After many cardholders’ magnetic stripe cards were stolen overseas, they immediately learned about the situation through the consumption updates pushed by WeChat. Not only that, many banks no longer provide free text messages for transaction changes. If you need to activate it, you have to pay corresponding fees. Therefore, binding a credit card to a service account has become an economical and affordable choice.
4. Perform simple account management operations
The functions of the bank’s WeChat service account have become more and more powerful, including basic functions such as bill inquiry, application for new cards, points management, and installment repayment. All can be completed, realizing the use of one WeChat software to replace several software. For friends with limited mobile phone memory or who are very sensitive to downloads, the credit card management problem that still plagues them can be easily solved by binding the credit card to the WeChat official account.