Conditions for annual fee exemption for Ping An Car Owner Card:

1. Annual fee: 200 yuan/year

2. After activation, the annual fee for the first year is rigid. Non-deductible; no annual fee is charged if not activated. If you spend RMB 30,000 or the equivalent in US dollars in the current year, the annual fee for the following year will be waived.

3. The annual fee of Ping An Credit Card is waived in the first year. If you make 6 purchases with a single card (no limit on amount and payment channel), the annual fee of the card will be waived in the following year, and so on. If the annual fee reduction standard is not reached, repayment must be based on the annual fee shown on the bill. (The above charging standards apply to all credit cards except car owner cards and special credit cards such as insurance, gold cards, platinum cards, and Ping An Gold Butler co-branded cards)

The first-year annual fee for some special credit cards is rigid and unavoidable. The following year, you can get exemptions if you meet the required conditions, for example:

1. Car owner card: 200 yuan/year for the main card, the annual fee is not exempt in the first year, and the annual fee will be generated immediately after the card is activated; the consumption in the year exceeds 30,000 yuan or equivalent in U.S. dollars, the annual fee will be waived for the next year, and so on.

2. Insurance Gold Card: The main card is RMB 200 per year, and the annual fee is not waived in the first year. Annual fees will be incurred immediately upon activation of the card; if you spend RMB 30,000 or the equivalent in US dollars in the current year, the annual fee for the next year will be waived. , and so on.

3. Elite Platinum Card: Starting from 17/11/16, the first-year annual fee policy for the newly issued Elite Platinum Card will be adjusted from the original rigid annual fee in the first year to the first-year annual fee policy within 3 natural months of the approved card. 8,800 yuan, the first-year annual fee can be waived; the annual fee policy for the next year is adjusted and if the main card spends 120,000 yuan or more, the annual fee for the next year will be waived.

1. Ping An Car Owners Card is Shenzhen Ping An Bank’s first credit card product specially designed to meet the card needs of private car owners. As a bank credit card business under Ping An Insurance Group of China, this card not only inherits the powerful account security system of Ping An Credit Card with the core of "full protection of consumption losses 72 hours before reporting loss".

2. Card features: Ping An Car Owners Card is Liuzhou Ping An Bank’s first credit card product specially designed to meet the card needs of private car owners. As a bank credit card business under Ping An Insurance Group of China, this card not only inherits the powerful account security system of Ping An Credit Card with the core of "full protection of consumption losses 72 hours before reporting loss". Ping An Bank's car owner credit card can provide more services to car owners in many aspects, such as insurance claims, on-site rescue, etc. As people increase their private cars, more and more banks have begun to provide more financial services to private car owners. Ping An Bank Car Owners Credit Card is a typical example. More discounts of Ping An Bank’s car owner credit card are aimed at the automobile industry. For example, car owners can enjoy certain discounts when refueling. When accumulated, this kind of discount is also a considerable expense. Like other credit cards, Ping An Bank’s car owner credit card can also provide services such as cash advance and advance consumption. The repayment method will be more flexible and convenient. It can not only go through Ping An Bank’s car owner credit card outlets and bank outlets, but also transfer money through other banks and Alipay. Repayment methods, these multi-functional methods allow car owners to enjoy more convenience in life and work while enjoying the driving pleasure of their car.