Which credit card from Bank of Communications is easy to apply for and easy to get approved?

Walmart general card.

Users who have not applied for a credit card are credit card white accounts. Credit card white accounts have always been disliked by major banks, and they have to go to intermediaries to repackage jobs, annual income, and positions. However, with changes in policies, There are also banks whose attitude towards white accounts has changed, and they can even approve white accounts instantly.

Extended information:

Notes on the use of Bank of Communications credit cards:

Users need to pay attention to the higher credit card credit card levels and above. The standard card is 3000-8000, the gold card is 8000-50000, and the platinum card is more than 50000, but it depends on the specific financial proof and personal credit information.

Users need to pay attention to the annual fee when applying for a platinum credit card. Some cards require an annual fee regardless of whether the card is opened. The minimum annual income must be more than 150,000, but the services and benefits enjoyed by the platinum card The policy is very impressive.

Users need to note that if the conditions are not met, they can apply for some preferential pseudo-platinum. Although there is an annual fee, not only can you enjoy the preferential policy of waiving the annual fee by swiping the card with a full amount and redeeming points for the annual fee, but the limit will also be much higher than that of lower-level cards.

Baidu Encyclopedia - Bank of Communications Credit Card

People's Daily Online - The new mobile application for Bank of Communications Credit Card - "Pay the Bill" APP is officially launched

What kind of card can you apply for Bank of Communications Credit Card? Best

Which card is best for Bank of Communications credit card

It depends on your actual situation, but for ordinary people, I personally think that the Youth Card is good, and it can withdraw cash better than other cards. Good deal.

Bank of Communications cards are mainly divided into standard cards, youth cards, and various co-branded cards:

Standard cards are also divided into regular cards, gold cards, platinum cards, regular cards and gold cards. There is no essential difference between the cards, except that the starting limit of the gold card is slightly higher, but the upper limit is 50,000. The upper limit of the platinum card can reach hundreds of thousands, but the limit is high. The annual fee is 1,000, and it requires 200,000 points to waive the annual fee.

Youth Card has an age limit (under 30 years old), the installment starting point is low, and cash withdrawals are more cost-effective than other cards. The handling fee is fixed at 5 yuan per transaction (Youth Card cannot apply for additional cards),

Other co-branded cards basically cooperate with supermarkets and have certain discounts at designated places, such as Wal-Mart Kasuning Card, etc. Others are basically the same as standard cards.

Which is the best credit card of Shenzhen Bank of Communications?

It is recommended that you apply for the Youth Card of Transportation. This card has low cash withdrawal fees and can withdraw cash in full. . . Then apply for approval if the conditions are low. . The amount is also quite large. .

How many types of Bank of Communications credit cards are there?

There are too many, and generally no one will keep statistics, because the bank will launch some new cards from time to time! You can follow the WeChat public account: Jintou Kali, which is dedicated to credit cards!

Which type of Bank of Communications credit card is better in 2016

They are all similar. The conditions for applying for a credit card:

1. The minimum application age stipulated by the bank is 18 years old, and the maximum application age is 18 years old. Aged 60 years old;

2. A second-generation ID card is required;

3. Proof of employment and income certificate stamped with the financial seal of the unit;

4. No bad credit record;

5. Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.

Materials required to apply for a credit card:

1. Applicant’s ID card;

2. Apply for the bank’s credit card application form;

3. Proof of work and income certificate stamped with the financial seal of the unit;

4. Individual private operators need an individual business license and tax returns for the past three months;

5. Others Proof of financial resources: income tax withholding voucher; copy of own property certificate; copy of own car driving license.

Credit card application process:

1. Fill in the application form;

2. Give the bank’s personal information and a copy of the information;

3. The bank sends it to the credit card center;

4. The credit card center reviews, prints and issues the card;

5. After I get the card, I open it and wait for the password letter .

I just applied for a Bank of Communications credit card

This depends on what kind of card you apply for and how you apply for it? The minimum credit limit for a general credit card is 5,000 yuan RMB

Is it good to apply for a Bank of Communications credit card?

It depends on your personal use. If you meet the application criteria, you can use the mobile app China Bank Online, which has multiple bank credit card applications

Transportation There are many bank credit card activities, including the most popular Friday and Super Red Friday. You can refuel at designated gas stations or shop at supermarkets every Friday, and you will get 5 (regular card, gold card) or 10 (platinum card) back when you swipe your card.

Changsha To apply for a Bank of Communications credit card

It is better to go to the bank to apply for it yourself, be careful of scammers

Which is better, Shanghai Pudong Development Bank Credit Card or Bank of Communications Credit Card

It depends on personal consumption habits , if you have a car, I recommend transportation, because transportation has a credit card that offers discounts and rebates for gas.

Bank of Communications credit card issuance

They may call your company, don’t worry, sometimes the card will be issued even without a call.

Which is easier to apply for, Bank of Communications credit card or gold card?

Credit cards are easy to apply for.

For Bank of Communications credit cards, the limit for regular cards is 2,000 to 50,000, and the limit for gold cards is 15,000 to 50,000.

The first card you applied for is a regular card, but the limit is 18,000, so you can apply for other card types on the website again, in which case it will be a gold card.

There is no need to fill in the information for the second online application. You choose to apply for an existing Bank of Communications credit card, enter the existing credit card and mobile phone number, enter the type of card you want to apply for, and remember to check the gold card , you can complete the application.

The best credit card approved by Bank of Communications

1. The application threshold for Bank of Communications y800 credit card is low, between 18 and 35 years old; 2. The application threshold for Bank of Communications Platinum Card is relatively low , you may not be able to apply for a high limit; 3. It is recommended that applicants be over 18 years old; 4. If you hold a Bank of Communications credit card, you may not be able to apply. Note: If you are over 18 years old, you can try to apply for a regular card.

Which credit card is best to use with Bank of Communications?

All credit cards of Bank of Communications are collectively called Bank of Communications Pacific Credit Card. The application conditions for various cards are different. You can choose to apply according to your own situation:

1. Only civil servants can apply for a business card. The application is free of annual fees for life.

2. The platinum card must provide certain proof of financial resources, such as houses, cars, and company shares. As long as the credit limit of this kind of card is successfully approved, it must be at least 50,000 yuan, and there is no limit to the maximum. There is no certain limit. Financial advice is not to apply for this kind of card, it is a waste of your time.

3. The Y-POWER card is also called a youth card. It can only be applied for by those with a college degree or above who graduated after 2003 (must be full-time until they graduate from the unified recruitment system). The cash withdrawal fee for this card is very low. It’s only five yuan, and the minimum limit is 5,000 or more. The special thing about the Youth Card is that the cash withdrawal limit = credit limit, while for other cards, the cash withdrawal limit = half of the credit limit.

4. The functions of Liuxiang Card and Lifeng Card (also called Bank of Communications card) are almost the same.

5. For other co-branded cards, it depends on which merchant it is co-branded with. Different merchants have different discounts. For example, the Walmart Card is a card developed in cooperation with Walmart. There are discounts when shopping at Walmart. , you can also use points to offset consumption at Wal-Mart supermarkets; Suning Appliance Card, which has certain discounts at Suning Appliances, and gifts when there are events; Aviation Secretary Card is a joint credit card with Nanpeng Airlines, and you will get points when you spend with the card. , can be redeemed for branch mileage. Different co-branded cards have different benefits, it depends on your choice.

There is no clear limit on the number of credit cards a person can apply for. It is usually about 4. If it exceeds this number, it will be difficult to apply again. It should be noted that if you apply for multiple credit cards at the same bank, the credit limits of these cards are exclusive, because these credit cards are actually used as one account. For example, if you apply for two cards from the Bank of Communications, one has a limit of 5,000 and the other has a limit of 10,000. If the 5,000 card is used up, the other card can only be used up to 5,000. If the 10,000 card is used up, the 5,000 card will have no limit.

Extended information:

Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals for life and career, People who have pursuits, know how to enjoy, are more willing to struggle, and sometimes want to study, do business, research or travel abroad. Bank of Communications Credit Card is also a group of people with high living standards and willing to try new consumption habits. ”

Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It brings together both global and local advantages, with the theme of "Global Card for Chinese People", and advocates a new consumer culture and usage. Card experience provides preferential benefits and considerate services all over the world.

Reference materials:

Baidu Encyclopedia-Bank of Communications Credit Card

Which card is the best for Bank of Communications Credit Card?

The functions of each card are similar, so you need to choose according to your actual situation. Bank of Communications cards are mainly divided into standard cards, youth cards, and various co-branded cards

Standard cards are also divided into regular cards, gold cards, and platinum cards. There is no essential difference between regular cards and gold cards, except that gold cards The starting limit of the card is slightly higher, but the upper limit is 50,000. The upper limit of the platinum card can reach hundreds of thousands, but the limit is high. The annual fee is 1,000, and it requires 200,000 points to waive the annual fee.

Youth Card has an age limit (under 30 years old), the installment starting point is low, and cash withdrawals are more cost-effective than other cards. The handling fee is fixed at 5 yuan per transaction (Youth Card cannot apply for additional cards)

Other co-branded cards are basically cooperating with supermarkets, and there are certain discounts in designated places, such as Wal-Mart Kasuning Card, etc. Others are basically the same as standard cards

So when choosing a card, it depends on your actual situation However, for ordinary people, I personally think that the youth card is good. It is more cost-effective to withdraw cash than other cards. It is inevitable that there will be emergencies.

This depends on your own needs: If you do daily shopping, you can apply for a regular card, and the limit is generally in the range of 2,000-5,000. There is no annual fee. If the limit is higher, you can apply for a gold card, the limit is

20,000-50,000, which can meet general daily needs, and there is no annual fee;

If you need a higher advance amount and your own assets are in good condition, you can apply for a platinum card with an amount of 5- 100,000, the annual fee is slightly higher, 1,000 in the first year, and 250,000 in the second year can offset the annual fee. The Bank of Communications Youth Card is good. You can withdraw as much cash as you have the limit. Generally, the cash withdrawal with a credit card is half of the credit card limit, and the cash withdrawal fee is 5 yuan no matter how much you withdraw.

In addition, the Bank of Communications Walmart Card is a card developed in cooperation with Walmart. There are discounts when shopping at Walmart. The main difference between each card is that there are promotions and discounts with cooperative merchants, including eating, drinking, playing and having fun. Yes, if you often go out to restaurants, you can choose a catering card. Others are similar. However, if you want to apply for a card, China Merchants Bank is very good and has many promotional merchants, which is the most cost-effective.

Bank of Communications’ Y-POWER Youth Card is better.

It has a long interest-free period of 56 days for consumption (other cards are basically 50 days). Usually the minimum limit is 5,000, and you can withdraw cash with a limit of 100 (you can withdraw 5,000 with a 5,000 limit, unlike other 5,000 limits that can only withdraw 2,500). There is a handling fee of 5 yuan per transaction for withdrawing any amount (if you withdraw a little more, It is more cost-effective than other cards), the card surface is black and white, and it has both MasterCard and VISA types. It looks more beautiful.

The application procedures are relatively simple, as long as you are over 18 years old and under 30 years old. If you have a junior college or bachelor degree or above with national electronic registration, you can apply for the card by submitting a copy of your ID card. If your academic qualifications are not enough, you can also submit income certificate and other financial support documents like a regular card.

About This ends the introduction of which Bank of Communications credit card is easier to apply for and which Bank of Communications credit card is easier to apply for. Have you found the information you need?