The Measures for the Supervision and Administration of Credit Card Business of Commercial Banks have corresponding provisions:

Article 49 The issuing bank shall establish the operating rules for credit card activation, and check the identity information of the cardholder before activation. A credit card whose applicant has not signed a contract (agreement) and whose identity has not been confirmed by the activation procedure shall not be activated.

The new card, lost card, damaged card and expired card must be activated before the cardholder can use it. The credit card is not activated by the cardholder, and no fees may be charged.

Extended data:

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Relevant provisions of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks:

Article 21 A bank shall explain and disclose the trading rules of various online banking products to customers in an appropriate way, and explain the trading risks of the products and their rights and obligations in specific transactions to customers when they apply for certain online banking products.

Access and management of financial services provided by banking institutions through other public information networks or private networks can be implemented with reference to these measures. Where there are other provisions in laws, regulations and rules, such provisions shall apply.

Article 22? Banks engaged in banking business should be equipped with a special online banking audit force to audit online banking business regularly. Banks should, according to the needs of business development, train employees in time and update system security technology and equipment in time.

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