UnionPay standard card is a bank card issued in accordance with the business and technical standards of China UnionPay, with the "UnionPay" logo printed on the card surface and the ID number (BIN) of the issuer assigned and confirmed by China UnionPay. At present, the BIN range of UnionPay standard cards issued by China UnionPay member institutions is: 622 126~622925, all of which are "62" prefix, so they are also called "62" prefix UnionPay standard cards.
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Function introduction
UnionPay standard is universal.
UnionPay standard cards are issued in accordance with the business and technical standards of China UnionPay and conform to ISO international standards. Cardholders can easily withdraw money and spend money at any bank card acceptance point in China and at ATMs and UnionPay merchants in 90 countries and regions abroad? [ 1]? .
Overseas cards are economical and affordable.
With the UnionPay standard card, you can use the UnionPay network to swipe your card for consumption or ATM withdrawal overseas, and use foreign currency to debit RMB, so as to avoid multiple exchange losses. You don't need to purchase foreign exchange for repayment, and you don't need to pay the currency conversion fee ranging from 1-2%. The ATM withdrawal fee is relatively low, and you have the opportunity to enjoy UnionPay preferential activities, which is convenient and affordable.
Consumption abroad has no worries about tax refund.
If you use the UnionPay standard card to spend in more than 250,000 stores around the world, you can get the refunded consumption tax through your own UnionPay standard card by completing the corresponding tax refund process. The tax refund is directly converted from the currency of the place of consumption into RMB, which saves the trouble of currency exchange and the currency conversion fee of 1%-2%, so the tax refund cost is lower.
24-hour quality service
China UnionPay's domestic customer service phone has also opened free service hotlines in many overseas countries. UnionPay standard card holders can get in touch with China UnionPay customer service center directly by calling the national free service hotline, and enjoy fast and high-quality 24-hour service.
Baidu Encyclopedia-UnionPay Standard Card