Many people have the need to apply for a credit card, but there are many credit card issuing banks, which also makes the choice difficult for the demander. So which bank is better for applying for a credit card?

Which bank is better for credit cards?

1 Bank of Communications Credit Card: Applicants for the main card must be 18-60 years old and have full capacity for civil conduct; applicants for the supplementary card must be 11 years old or above, and there is no upper age limit. After applying for the card, you can activate it and use it. The limit in the card is based on the assessment of the applicant's repayment ability.

2 Construction Bank Credit Card: A natural person with full capacity for civil conduct, over 18 years old and under 70 years old, with a stable career and income, good credit status, and the ability to repay principal and interest on time. It takes about 5 working days for customers with a card to apply and mail the card. New customers who are approved (general approval time is 10 days) will receive an interview text message and a card letter after 3-5 working days.

3 Guangfa Bank Credit Card: The main cardholder is 18~65 years old, the supplementary cardholder is 16~65 years old, and the annual income reaches the local average level. Credit card applications generally take 2-10 working days from submission to data entry, and review is completed within 7-10 working days. You can check the card application progress 10 working days after submitting the card application form, and the review results will be notified via text message.

4ICBC Credit Card: To apply for a credit card, you must be over 18 years old and have full capacity for civil conduct. After applying for a credit card, the card can generally be collected within 15 calendar days (excluding statutory holidays). For non-physical digital credit cards, the approval and account opening are usually completed in 1-2 minutes at the fastest. Please refer to the actual results.

5 Industrial Bank Credit Card: 18 to 60 years old (online self-service application requires 21 to 55 years old). Eligible people can get the card about 2 weeks after submitting their credit card application information.

6 Postal Bank Credit Card: The main card applicant must be between 18 years old and under 65 years old (including 65 years old). It is recommended to fill in your personal information completely. If you have a Postal Bank credit card before, you can immediately submit your information to apply for other Postal Bank credit cards. Whether the credit card application can be passed depends on the comprehensive assessment.

7 Agricultural Bank of China Credit Card: You must be over 18 years old, have full capacity for civil conduct, and have good credit standing. After the credit card is approved, the card will be issued and mailed by the Credit Card Center of the head office. Regular and gold cards are sent by registered mail, and it takes 3 working days to produce the card. The mailing time is generally about 7 days, subject to the delivery situation of the local post office. Platinum cards and set cards are sent by EMS express. It takes 3 working days to produce the card. The mailing time is generally about 3 days, subject to the delivery situation of the local post office.

8 China Merchants Bank Credit Card: Credit card applicants should be over 18 years old (inclusive), and foreigners should be over 25 years old (inclusive). It is best to provide some financial proof, such as: documents proving the property rights of self-owned goods (Real estate certificate, house purchase contract, bank mortgage loan certification documents, formal house purchase invoice, etc.) Own vehicle certification documents (own vehicle driving license, bank car loan certification documents).

9 Bohai Bank Credit Card: You need to be aged between 18-65 years old (if you are an overseas person, you need to be between 25 years old (inclusive) and 65 years old (inclusive)), and your personal credit status is good. You can bring your original identity certificate, work certificate and relevant financial certificates to the nearest branch to apply, or you can apply online.

Apply for a credit card that suits you. The threshold is low, the efficiency is high, the limit is high, and the approval rate is high. The credit card entrance of major banks: Minsheng Bank Credit Card is easy to apply for, the limit is high, and there is no annual fee to apply for it. Apply for the Everbright Bank Credit Card for free, fast pass, simple filling, high pass rate. Apply for this card. CITIC Bank Credit Card. Multiple cards, multiple rights. Apply for this card. China Merchants Bank Credit Card. Cash advance can be taken anywhere. New accounts can spend any amount and get free 2-year Jingdong Plus member applies for the card Ping An Credit Card interest-free installment, 8 yuan repayment fee applies for the card Ping An Bank standard credit card online shopping purchases, new account 60 yuan payment package instant discount package applies for the card CITIC Bank Credit Card - Yan Card Series The limit can reach up to 100,000, and you can enjoy 50% off on gourmet food with no annual fee when you swipe the card. Apply for the card. Shanghai Pudong Development Bank JD.com PLUS co-branded card will give you a PLUS membership annual card with no annual fee for the first swipe, and you will be free of charge for 6 purchases. Apply for the card in the following year

We need to remind everyone that credit card limits should be used rationally, and good repayment records and consumption records should be maintained to avoid credit card risk control.