Ping An Bank's credit card does not have an initial password. You can directly set the inquiry password when opening the card. You can then choose whether to set a transaction password according to the cardholder's needs.

1. Query password: It is a 6-digit number, used to make voice calls and log in to the credit card online mall. Generally, this password cannot be used for any transactions.

Setting method: To set the query password for the first time, you can call the customer service hotline 95511 and turn 2 to set it yourself according to the voice prompts.

2. Transaction password: It is a 6-digit number, used for ATM machine inquiries, cash withdrawals, and credit card online transactions. If a password is required to swipe the card, please set the transaction password and activate the consumption password function. At present, the password verification function for consumption has been successfully activated. In order to facilitate customers' daily small-amount consumption, the password verification-free function for small amounts is also enabled by default. Please pay attention. After the password verification function for consumption is successfully activated, you can also turn off the password verification-free function for small amounts.

Setting method:

1. Log in to Pocket Bank APP, enter the credit card interface, click More, go to Card Service-Password Management-Transaction Password, and follow the prompts;

2. Log in to credit card online banking and follow the prompts through "Account Management-Password Management-Transaction Password Management";

3. Dial Ping An Credit Card customer service hotline 95511-2 and follow the voice prompts to switch to manual settings.