The question of how much interest you can get by paying a certain premium depends on how the insurance contract is agreed. If you can really get that much interest according to the contract, there is no problem.

This kind of insurance mentioned by the subject is usually an annuity insurance product, and the annuity will be returned on the first effective date five policy years after the contract takes effect.

If you don't know about Qianhai Life Insurance, a small partner of the insurance company, it is recommended to have a look before buying: what about Qianhai Life Insurance, which products are available and which ones are good, and make an in-depth analysis.