Different customers have different repayment needs for credit cards. If you want to run a good credit card, you must first make clear your own needs, not just pursue high value and high rights, but also consider the threshold for running a card and the annual fee standard.

1. For credit cards with general credit conditions, it is recommended to choose ordinary cards and gold cards, and the probability of platinum cards going offline is very low;

2, the demand for cards is clear, you can choose a co-branded card, such as the owner, you can do the owner card, ETC card; Online shopping can do Taobao co-branded cards;

3. You don't need to go abroad and overseas Haitao, you can apply for a UnionPay single currency card, and you don't need to apply for a dual currency card;

4. It is best to apply for a credit card that can be exempted from the annual fee when the number of swipes reaches the standard, and it is better to unconditionally exempt the annual fee.