Guangfa Ctrip Card Gold Card and Puka are exempt from the annual fee in the first year, and the annual fee for the following year is exempted if they spend/withdraw money for six times in the annual fee period; An annual fee is unavoidable for a platinum card.

The annual fee of Ctrip Credit Card Platinum Card is 800 yuan/year, the annual fee of Gold Card is 80 yuan/year, and the annual fee of Puka Card is 40 yuan/year. This card is a joint credit card jointly launched by Guangfa Bank Co., Ltd. and Ctrip Computer Technology (Shanghai) Co., Ltd. It has served more than 200 business travelers in Wanming, and can accumulate Guangfa points and get travel accident insurance for free.