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I just graduated from college and have no job. Can I apply for a credit card?
It's best to find a temporary unit first. To apply for a credit card, you need to provide proof of unit income. If you don't want to find a job, you can also try a bank with a deposit. Where you are their customer and have your credit star, if you reach 4-5 stars, the success rate will be higher.

At present, the conditions for applying for a credit card have been relaxed a lot. There is no need to have a work unit. You can also apply for a credit card with your bank account. You can apply directly to the bank with your existing account or bank card. They will take care of everything for you.

If you only have an ID card, you can get a credit card with a lower credit limit, but you can gradually increase the credit limit by swiping the card to reach a certain accumulated amount. If you can provide your own large time deposit certificate with our bank, you can directly obtain a credit card with a higher credit limit (the credit limit is determined according to the deposit amount).

However, many unemployed people can apply for the main card of ICBC as long as they have an ID card. However, the amount of application will be very low, perhaps tens of yuan or even zero. However, if you use the card for three months and spend money in 500 yuan, the limit can be raised to 500, then if you use the card for three months and spend money in 500 yuan, the limit can be raised to 1000 yuan, and then the cap will be 2,000 yuan.