Counted as overdue

The grace period for Guilin Bank credit card is 3 days. After the repayment date, any repayment within 3 days will be considered normal repayment, and no overdue interest will be incurred, and there will be no credit report on overdue records. If the payment is not repaid for more than 3 days, the user will be considered overdue. Overdue credit cards will cause personal credit damage, and you will be unable to apply for credit business in the future, which will also have a greater impact on your daily life.

Once a credit card is found to be overdue, the only way to settle the debt as soon as possible is to have the Bank of Guilin issue a non-malicious overdue certificate after the debt is settled. This can reduce the negative impact of the overdue record.

The minimum repayment amount of Guilin Bank's credit card means that the cardholder has difficulty repaying all the amount payable before the due payment date (inclusive). If the cardholder has difficulty, he or she can repay according to the minimum repayment amount stipulated by the card-issuing bank. , does not affect the customer's credit status, but cannot enjoy the interest-free repayment period. The minimum repayment amount is 10% of the consumption and cash withdrawal amount plus other various types of payables. The minimum payment is listed on the current bill.