Cancellation of credit card installment payment will charge 3% of the outstanding principal as penalty. The cardholder can call the credit card customer service to apply for prepayment by installments after applying for the current bill, and no extra prepayment fee is charged. The undistributed principal and handling fee of the cardholder's installment payment shall be fully included in the cardholder's current bill at the end of the application for early repayment, and fully included in the minimum repayment amount, and will not be allocated on schedule on the subsequent billing date.

Credit card cancellation installment payment method

If the application is not processed, after the cardholder submits the installment application for credit card bill to the bank, the bank will investigate the cardholder's card usage for a period of time, and then decide whether the cardholder's installment application for credit card bill is approved after the investigation results come out. During this period, the cardholder can call the bank customer service to cancel the credit card bill installment.

The application has been processed, and the credit card bill installment application submitted by the cardholder to the bank has been processed and approved by the bank. This application cannot be cancelled. If the cardholder wants to end the installment in advance, he can apply for prepayment and pay off the principal and handling fee.

When closing an account at a branch, the cardholder brings his valid ID card and credit card to the counter of a bank branch, and handles the account cancellation of automatic installment business under the guidance of the salesperson. If you cancel the call, the cardholder can call the customer service phone of the bank credit card, pay all the handling fees and principal generated by the installment together, and then apply for early termination of the installment business. After approval, cancel.