After the bank card is cancelled, you can't receive the money in the card. If you transfer money to a cancelled bank card, the bank system fails to pass the examination, and the account will be transferred back to the withdrawal account in about 3 working days. When the balance of users is less than 300 yuan, a small account management fee of 3 yuan and an annual bank card fee of 10 yuan will be charged every quarter. Account cancellation refers to the abbreviation of canceling the bank account of the account opening unit. If it is necessary to cancel the bank account due to the cancellation, merger or relocation of the institution, the cancellation procedures shall be handled with the bank where the account is opened. When the unit cancels the account, it must check the balance of the deposit account with the bank, and then settle the deposit balance with the relevant documents issued by the unit and return all kinds of blank and important documents. After the account is cancelled, all problems arising from the failure to return blank important vouchers shall be borne by the account cancellation unit. When a current savings depositor wants to cancel his account, he should take out his passbook and cancel it. If you don't intend to continue using credit cards, you must do so. If the account is not closed, the bank will charge an annual fee for the credit card. If the card is not overdrawn, you can apply for account cancellation at any time. If your card has not expired, you need to apply first, and then go to the bank to cancel your account after a certain period of time; If the card has expired and the account balance is zero, you can go directly to the designated bank outlet to handle it.

Account cancellation procedure.

Can I still use my credit card after cancellation?

Credit card cancellation is divided into card cancellation and account cancellation. If the former can be basically restored, if the account is cancelled, it is unlikely to be restored.

1. If when you cancel your credit card, you only choose to cancel the card separately and don't cancel the account of the issuing bank, then you can restore your credit card and you can do it with one phone call. A credit card is simply a card cancellation. You can call the customer service phone of the issuing bank to apply for card refund, and the customer service will verify your identity information and handle it for you.

However, it should be noted that if you cut off your credit card after the card is cancelled, you should apply for a replacement card after the credit card is restored, and there is a charge for the replacement card. Generally, each card is about 50 yuan. After successful card replacement, you have to activate the card before you can use it.

If you cancel your credit card, you not only have to cancel your card, but also cancel your account. Well, I'm very sorry. -Nothing can be restored. However, there will be a 45-day transition period for credit card cancellation, and it is still possible to succeed as long as you apply to the bank for a recovery line within 45 days.