Hello, credit card interest:

1. No interest during the repayment period and grace period.

2. The online consumption exceeds the repayment period and grace period, and the lower repayment amount is not paid. They are based on total amount * number of days * 0.00005 late payment fee (minimum 20 yuan/transaction, determined by the bank).

3. The cash withdrawal exceeds the repayment period and grace period, and the lower repayment amount is not paid. The interest is the same as the second point, but a handling fee needs to be added (a handling fee of less than 25 yuan is 25 yuan per transaction, and a handling fee of more than 25 yuan is 2.5). There are many websites on the Internet where you can borrow money.

If you have money to spend, Baidu’s credit service products can meet your daily consumption and cash flow needs. Purely online application, no mortgage required, simple application materials, approval in 30 seconds, and loan in three minutes. , the maximum borrowing amount is 200,000. You can repay in advance, and after repayment, the amount can be restored and you can borrow money on a recurring basis.

This answer is provided by Youqianhua. I hope it will be helpful to you. As a credit brand under Duxiaoman Finance (formerly Baidu Finance), Youqianhua provides users with convenient, fast and secure Internet credit services. Click below on your mobile phone to measure your forehead immediately.