What is the limit of Bank of Communications China Resources Vanguard Credit Card? Bank of Communications has many credit cards, and the level of the credit card will also affect the credit limit range. Generally speaking, the limit range for regular cards is between 1,000 yuan and 10,000 yuan; the limit for gold cards is between 10,000 yuan and 50,000 yuan; and the limit for platinum cards is generally more than 50,000 yuan. Although the Bank of Communications China Resources Vanguard Credit Card is a co-branded card, this credit card has two levels: regular card and gold card, so it has two limit ranges. As for the specific limit, because the bank conducts review based on personal qualifications, the credit card limit is still subject to the bank's final review result.
In fact, it is difficult to do these things well and even lower the quota: 1. The applicant’s basic information, such as age, education, marital status, etc. The higher the academic qualification, the higher the quota. 2. The applicant’s work unit, professional title and income. The better the work unit and professional title, the higher the income, the higher the limit of the credit card applied for. 3. Personal credit record. The credit record will also affect the credit limit. After all, banks also attach great importance to the applicant's creditworthiness. 4. For property in your personal name, such as cars, real estate, etc., you can also submit these certificates to the bank when applying for a credit card. The above is the relevant content brought to you. The Bank of Communications China Resources Vanguard Credit Card has two levels, and the limit ranges are also different. But no matter whether the initial limit is high or low, within six months to one year after the card is approved, if you use the card well, the limit can quickly increase.