Ping An Bank's credit cards can be transferred, but cardholders cannot directly transfer the credit limit of the credit card to the debit card. Cardholders can only pre-deposit cash to their credit card, and then transfer the overpayment deposited to their credit card to their debit card. In addition, cardholders can also apply to Ping An Bank for flexible cash and cash installment services. After successful application, the credit card limit can be transferred to their debit card.