yes. CCB can still apply for a smart card if it has a fast loan, because the fast loan of CCB is a kind of credit card, which belongs to debit card and cannot be overdrawn. CCB's "quick loan" is a full-process online self-help loan for individual customers launched by CCB. Users can complete the loan online through CCB's electronic channels, including real-time application, loan approval, contract signing, withdrawal and repayment.