The most important conditions for applying for a credit card are to be between 18 and 60 years old, with a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other financial proof Documents will help us better understand your personal situation and determine your credit limit.

Credit card application review is based on a comprehensive assessment by the system, which will take into account many factors, such as work, income, stability, personal credit and other aspects. You cannot apply for a credit card with just a citizen card.

If you are a domestic resident, aged 18-60 years old, and have a stable job and income, you can apply for our credit card. Currently, new accounts can apply through the following methods: 1. Online application: Please log in to the credit card website/, select "Apply for Credit Card" - "New Customer Application", and make an online appointment and a specialist will come to you to handle it (limited to local areas where door-to-door processing has been opened) , the information filling page can be verified); 2. Please bring your original identity certificate, work certificate and financial certificate documents to any business outlet of China Merchants Bank to apply in person. Note: The issuance of credit card will be subject to the final review result.

If you have any other questions about China Merchants Bank’s credit card, you can add the credit card QQ corporate customer service (4008205555) or WeChat (China Merchants Bank Credit Card Center) for consultation. Thank you for your attention and support to China Merchants Bank!