There are four kinds of cards: MasterCard, UnionPay card, MasterCard and UnionPay card.
1.
According to the different card organizations, it can be divided into MasterCard and UnionPay card.
MasterCard is a dual-currency card, which can consume RMB and USD, and is universal.
UnionPay card is a single currency card and only supports RMB settlement. Countries and regions that can use credit cards are mainly concentrated in Chinese mainland, Hong Kong, Macao and Taiwan and some Southeast Asian countries.
2.
According to the overdraft limit, it is divided into gold card and ordinary card.
The credit limit of Puka is generally 3000 ~ 6000;
The maximum gold card can reach 654.38+ 10,000.
In terms of annual fee, both the gold card and the Puka card are free of annual fee in the first year, and the annual fee in the next year is free of annual fee for swiping the card six times in the same year, with no limit on the amount. The advantage of a gold card is to enjoy better services, such as high insurance coverage and many types of insurance.