The processing flow of Visa card is:
1. Bring valid personal identification to the bank that wants to apply for a visa card;
2. After going to the bank, choose the card type to apply for and fill in the credit card application form and personal identification information;
3. Provide relevant materials and certificates, wait for the bank's audit, and issue the card after the audit is passed.
Every bank can apply for a visa card. If you don't know which bank to choose, you can choose a bank that usually handles more business, so the success rate of card processing is also higher.
Extended data:
There are five major credit card brands in the world, namely VisaInternational and MasterCard International, and AmericaExpress.
DinersClub and JCB Japan International Credit Card Company (JCB) are three professional credit card companies.
VisaInternational is the largest credit card and traveler's check organization in the world. VisaInternational owns brands such as Visa, electronic, INTERLINK, PLUS and VisaCASH.
Mastercard international is the second largest international credit card organization in the world. MasterCardInternational owns MasterCard, Maestro, Mondex, Cirrus and other brands.
Visa and MasterCard have established a global credit card consumption alliance. After domestic banks cooperate with them, credit cards issued by domestic banks can be swiped within the alliance. To apply for a credit card, you can choose to apply for a Visa credit card or a MasterCard credit card.
How to apply for the VISA card of China Bank?
Great Wall Cross-border International Debit Card is an exclusive multi-currency international debit card tailored for business travelers and overseas students in China, and supports VISA and MasterCard brands.
Platinum card products are mainly issued to customers with financial assets of more than 200,000 yuan or customers with the equivalent value of 1 10,000 yuan at the same time; Customers who hold the Platinum Card of Bank of China or other commercial banks or above, such as business travelers, overseas students/parents, etc., can directly apply for the EMV Platinum Debit Card with the card. Other ordinary customers (such as international students) can issue gold cards. Gold cards, like UnionPay debit cards, do not require the initial deposit amount.
Due to the different business conditions in different regions, if you need to apply for this card, please consult the local BOC outlets in detail.
The above contents are for your reference. Please refer to the actual business regulations.
How to apply for a visa card?
VISA card can be handled by every bank, and the processing process is basically the same as that of ordinary credit cards.
I. Procedures
1, fill in the application form.
Give your information and copy to the bank.
3. The bank sends it to the credit card center.
4. The credit card center conducts audit, business card printing and card issuance.
5. After getting the card, open the card and wait for the password letter.
Second, the bank credit card application conditions
1. Age requirements: local residents are 18-65 years old, and foreigners are 25-65 years old.
2. Job Requirements: Have a stable work unit, income and fixed residence.
3. Credit requirements: no bad credit record. The supplementary card applicant must be the parent, spouse or child of the main card holder, aged between 16-65.
Three, bank credit card application materials:
1, identification information
Copy of resident identity card or military officer's card; If you are Hong Kong and Macao compatriots, you need to provide a copy of the mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.
2. Proof of work and income
Copy of real estate license, copy of automobile driving license, copy of bank loan account (good credit, overdue for no more than 60 days) or copy of deposit certificate, etc.
Extended data:
VISA card was issued by Visa International at the end of 1982. Its predecessor, Bank of America, was founded in 1959 and issued American bank cards in California.
1977 changed its name to Visa and issued the first debit card. 1987 launched multi-currency clearing and settlement services to improve the efficiency of cross-border payment and settlement.
I. Main types of visas
1, Credit Card -Visa provides a rich credit card product platform for its financial institution customers, which can meet all kinds of payment needs from new credit card customers to high-end consumers and large institutions. Visa's credit card platform also provides value-added services such as personalized points reward system, emergency card replacement, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and utilization.
2. Debit card -Visa provides a wealth of consumer debit card products for consumers in different regions and consumption levels. Visa debit card allows consumers to control the funds in their accounts through electronic payment, which is more convenient, safer and more flexible than cash and cheque payment. Visa debit cards are divided into four brands-Visa, VisaElectron, Interlink and PLUS.
3. Prepaid card-Visa also provides a wide range of prepaid card products, allowing financial institutions to provide consumers with prepaid card products that can be recharged. For consumers who have not yet opened an account in a bank, Visa prepaid card solution is a safer and more convenient choice than cash and checks.
The government and enterprises use Visa prepaid card products to distribute medical insurance funds, medical subsidies, unemployment benefits, employee salaries and other welfare benefits. Prepaid products better meet the needs of global travelers, provide them with the unique convenience and security of electronic payment, and avoid the trouble caused by cash and checks.
Second, the classification of VISA cards
1, Visapuka
The most popular Visa card in the world enjoys convenient, safe and reliable payment service.
Whether it is daily shopping, hotel reservation or online bookstore shopping, Visa card is the most recognized and accepted by merchants, and it is equally popular online and in the real world.
2.Visa gold card
Whether you are a new customer with a good credit record or an old customer who has always supported the Visa card, please upgrade to the Visa gold card immediately and enjoy the gold standard of excellent service.
As long as you hold a Visa gold card, you can enjoy a credit line of more than $5,000, revolving credit line, emergency card replacement service and travel cash expenditure service. Visa gold card holders can also enjoy travel accident insurance, medical and legal service introduction and assistance, and 24-hour free telephone support from Visa Global Emergency Service Center.
3.Visa Platinum Card
Visa Platinum Card provides ultra-high credit limit, tailor-made tourist reception services and entertainment projects, 500,000 US dollars of travel accident insurance, and a series of attractive exclusive offers.
4.Visa unlimited card
Visa Unlimited Card goes beyond the ordinary payment boundary, providing a credit line that is hard to find elsewhere, unimaginable convenience, tailor-made preferential treatment and unparalleled service. Only a few invited people can enjoy the unique status of Visa Unlimited Card.
5.Visa debit card
Visa debit card can pay bills directly from the bank account, and the payment record will be recorded in detail in the bank statement, which makes financial management easier and more convenient.
6. Pass card
As long as the Visa card is close to the card reader, the payment can be completed, and the process is faster, simpler and safer.
7、VisaMobile
VisaMobile integrates all the benefits provided by the Visa card into the mobile phone, and can purchase or download coupons, games, music, theater tickets, etc. By phone.
8.Visa prepaid card
Payment methods other than cash or check are convenient and safe. Visa prepaid card provides an easy, convenient and safe payment method anytime and anywhere, which makes you feel at ease at all times. VisaTravelMoney is a travel prepaid card, which can travel to more than 6.5438+0.8 million ATMs in more than 200 countries or regions around the world within 24 hours, and withdraw local currency as travel expenses at will.