Under normal circumstances, whether the credit card can be raised and how much the credit limit can be increased is determined by the cardholder's credit card consumption. In the absence of application, the general credit card will maintain the original limit and there will be no reduction in the limit. At the same time, the bank will make irregular withdrawals according to the usage. If the cardholder needs it, he can apply for increasing the fixed amount by himself, and the bank will review his card usage such as consumption and repayment and decide whether to increase the fixed amount.

The application method of China Merchants Bank credit card mentioned by the landlord is as follows: log in to credit card online banking and click Account Management → Account Limit Management → Quota Adjustment. At the time of preliminary examination, the credit card limit shall be comprehensively evaluated according to the information attached to the application and the specific circumstances. Please refer to the evaluation results for the specific limit.

The starting point of credit line (fixed line) of China Merchants Bank credit card is RMB 65,438+0,000 or its equivalent, and the upper limit is RMB 50,000 or its equivalent. Under normal circumstances, the fixed amount of Puka is 1 1,000 yuan-1 1,000 yuan, and the fixed amount of Gold Card is 1 1,000 yuan-50,000 yuan. The amount of a platinum card is generally a fixed amount of 50 thousand yuan plus a temporary amount that is actively adjusted every month. When the two parts add up, you can spend by credit card.

When the fixed quota cannot meet the consumption demand, you can apply to the bank for a temporary quota, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will be automatically restored to the original quota after the period expires. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date.

Application method: Log in to the credit card online bank and click Account Management → Account Limit Management → Temporary Limit Adjustment.

The credit card limit should be adjusted according to your own situation. Therefore, if the landlord wants to withdraw cash, he can reasonably choose credit card payment when spending, repay it in time on the monthly repayment date, and maintain a good credit record, so that the withdrawal application will be easily passed.