Thanks for the invitation. You can avoid the problems described in the question by yourself. When applying for a card, you must first check whether there is an annual fee, and secondly, check the benefits included in the card type. Individuals apply for credit cards in order to enjoy special rights, preferential activities, etc. This can not only enhance personal card rights, but also enable them to enjoy more discounts. For more tips on using credit cards and maintaining them, you can check out the Smart Card Manager article to learn more.

Editor: Exquisite Card Manager