Hello, the credit limit of Guangfa Credit Card depends on the card applied by the applicant. Generally, cards worth 5,000 yuan cannot be seen. The amount of credit each applicant receives is different. The specific limit is assessed by the bank based on the information provided by the applicant and personal credit status. For specific circumstances, you can call customer service staff to inquire.
1. The advantages of Guangfa Credit Card, the threshold for applying for a card is low: GF is relatively easy to apply for. As long as you can issue a proof of employment, all conditions can be ignored, and withdrawals are convenient: 100% withdrawal after half a year, 56-day long interest-free period; low starting point: starting point is only 500, 48-hour lost card support, Alipay support; triple points Optional merchants: GF Live Card is a credit card specially designed for women. The card surface adopts a transparent card design and provides triple credit for the merchant type you choose. Cardholders can choose any one of the four consumption types of department stores, restaurants, tourism, and entertainment as the designated merchant type based on their consumption habits, and earn three times the credit card points.
2. Double insurance of Guangfa’s genuine credit cards gives you a sense of security: genuine credit cards provide you with dual-card protection. When your credit card account balance changes, you will receive an instant SMS notification to remind you to check the status of your credit card in a timely manner. At the same time, through the card loss report protection 48 hours before the total loss is reported, you can compensate for the losses of stolen credit cards within a certain range. Using a card keeps you safer.
3. GF genuine credit card instant messaging: In order to ensure the safety of funds, you can enjoy free text message reminders for each transaction of 300 yuan or more, get account changes immediately, and use the card with more peace of mind. If you need SMS reminder service for all transactions, just call 95508 to activate it, it only costs 3 yuan per month.
1. The process for canceling the single consumption limit of China Guangfa Bank through online banking is as follows. The user logs into the online banking of China Guangfa Bank Credit Card Center, finds the online payment management settings in the online payment function, clicks to enter, and then selects the online payment settings. The user selects the operating account according to the prompts on the page, and then adjusts the payment limit or closes the single consumption limit. Security authentication is required after adjustment, and you can modify the single consumption limit after passing the verification via mobile phone SMS verification code.
2. The single consumption limit set by China Guangfa Bank is mainly to help credit card users consume reasonably and control large consumption to a certain extent. If you feel that the single consumption limit affects your shopping, you can cancel it through online payment. If the daily consumption limit set by Guangdong Development Bank or the overall consumption limit of credit card users is reduced, this is usually caused by bank risk control. It is recommended not to limit consumption during the later use of your credit card, and not to make consecutive purchases at the same merchant. After a credit card has been used for a period of time, China Guangfa Bank will most likely re-evaluate the cardholder's account.