Hua Xia Bank's signature on the credit card has sequelae.

1. The security is definitely reduced.

2. The cashier is responsible, but not necessarily fully responsible.

3. You need to report the loss of your card in time.

4. You should prepare evidence materials, litigation time and legal fees. The chances of the bank losing the case are very high.

In the past, domestic credit card consumption did not require a password. Once the credit card was lost, you should call the bank to report the loss orally. After providing personal information and the approximate amount in the card on the phone, the loss report will take effect immediately, and the cardholder will no longer bear any economic losses caused by the transaction after the formal loss report. Otherwise, businesses and banks are not responsible for the economic losses caused before the loss is reported.

Pay attention to the following points when "countersigning" a credit card:

1. Time of countersigning.

after you get the card, if there are no special circumstances, you should complete the endorsement at the first time, otherwise, with the use of the card, some oil stains will be generated in the signature column, which is very unfavorable for handwriting recognition.

2. Use a pen for endorsement.

The pen used for the back label is also very particular. Usually, ballpoint pens should be preferred, followed by gel pens, because ballpoint pens are relatively difficult to erase and durable.

3. Handwriting on the back label

The handwriting on the back label should be avoided to be too neat, otherwise it will be easily imitated by the thief. It is best to use the same handwriting as usual, but it should not be too grandiose and scribbled.

4. The back signature shall not be altered.

once the endorsement is completed, it will not be altered at will in the future, otherwise it will be deemed invalid. If you accidentally sign it wrong, the only solution is to apply for another one.

In addition, the credit card endorsement has another function. When your credit card is swallowed by ATM and you don't have your ID card on your hand, the bank staff can verify your identity by checking your endorsement.