Can I apply for a loan from a lending institution without a credit card? In fact, if you haven't used a credit card or wild eggplant doesn't have a credit card, you can also get a loan. However, the premise is that the borrower meets some conditions.

The conditions that the borrower needs to meet include:

1. The borrower has full capacity for civil conduct;

2. Personal credit is good and there is no bad credit record;

Ode to the spine 3. Wild stoves have a legal and stable source of income.

In addition, in order to improve the borrower's possibility of obtaining a loan, when applying for a loan, the borrower should try to prepare all the information needed for the loan. At the same time, if he has real estate or car real estate at home, he can provide relevant asset certification materials to the lending institution. This will be conducive to the successful acquisition of loans.

Can I get a loan without a credit card?

No one has a credit card and can get a loan.

When you take out a loan, you can review your credit history.

But it has nothing to do with whether there is a credit card, Li Lao.

Can I get a loan without a credit card?

Credit card is not a necessary condition for loan. As long as you meet the loan conditions, you can apply for a loan. Unless, of course, you need a credit card. The basic conditions for applying for a loan are as follows:

1, the identity is legal and valid.

2. At least 18 years old, and the age plus loan period shall not exceed 70 years old.

3. Have the ability to repay the loan principal and interest on time.

4. Abide by the law, be honest and trustworthy, and have no illegal acts. At present, there are no criminal cases or civil cases against them.

5. The credit is good, the loans and credit cards under the names of customers and their spouses are not overdue at present, and the credit records of micro-capital search meet the product access requirements.

Those who meet the application conditions can apply to the bank.